12295 BRACCO STREET, WINTER GARDEN, FL, 34787
Active17 days on marketListed Sep 23, 2026MLS #G5118149
About this home
12295 BRACCO STREET
Energy-efficient home for rent in the desirable Highland Ridge community! This stunning 3-bedroom, 2.5-bathroom house offers 1,788 square feet of modern living space. The open kitchen boasts a large island that seamlessly flows into the spacious dining and family room, perfect for entertaining. Upstairs, you'll find a versatile loft area ideal for a home office or playroom. Split floor plan, the laundry room is conveniently in-between the 2 bedrooms. Don't miss the opportunity to live in this beautiful, energy-efficient home! This is a very fast-growing area with new stores, restaurants, and other commerce opening all the time. Fast access to the 429 and the 4 to get around quickly. Highland Ridge offers a zero edge walk in pool, a large covered lanai pool side, a half basketball court, and a playground.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,788
Sqft
0.1 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Garden actives
$2 vs $263
Days on market
17 vs 67 typical
Where $2/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $611K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
223 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 12295 BRACCO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$478,000
14250 BRAEMAR STREET · same community
3 bd · 2.5 ba · 1,788 sqft · $267/sqft · 120 DOM
Sold · Oct ’26$520,000
3114 38TH TERRACE E · same community
3 bd · 2 ba · 1,828 sqft · $284/sqft · 31 DOM
Sold · May ’26$429,000
12055 BRACCO STREET · same community
3 bd · 2.5 ba · 1,668 sqft · $257/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12295 BRACCO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12295 BRACCO STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12295 BRACCO STREET FAQs
What would the monthly payment be for 12295 BRACCO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12295 BRACCO STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $2,750, this home is listed about 100% below the Winter Garden median of $584,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12295 BRACCO STREET?+
Hamlin Elementary (elementary), Hamlin Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SCATES REALTY & INVESTMENT PRO · Eileen Scates. MLS #G5118149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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