CENTURY 21 Edge
$575,0005 bd4 ba3,273 sqft$176 /sqft≈$4,101 /mo all-in ↓

1084 CAVENDER CREEK ROAD, MINNEOLA, FL, 34715

Active2 days on marketListed Oct 14, 2026MLS #G5118257

Single Family ResidenceARDMORE RESERVE PH V

Come see it

Upcoming open house

Sat, Oct 17

12:00 PM – 2:00 PM

About this home

1084 CAVENDER CREEK ROAD

Virtually Staged. Why wait to build when you can move into this 2021-built home now? Home located in the beautiful rolling hills in Minneola in the sought after community of Ardmore Reserve. The seller WILL PAY OFF THE SOLAR PANELS, and offer $5,000 seller credit @ closing with a full-price offer submitted by October 27th. The maximum amount the current owner has paid in electric bills is $100 a month . The home features a gas stove and gas water heater. This multi-gen home features a full bedroom and bathroom downstairs, plus a separate half bath for guests. This 5-bedroom, 3-full and 2-half-bath home offers 3,273 square feet of living space on a 70-foot lot with ample storage throughout. Tile flooring extends throughout the downstairs living areas, while a hardwired network provides faster, reliable internet connectivity. The garage includes a 220V outlet and ceiling-mounted storage racks. The spacious kitchen features 42-inch cabinetry with crown molding, quartz countertops, a unique orange backsplash, oversized island, and exterior-vented gas stove. A large walk-in pantry and additional butler’s pantry, extended kitchen which can provide plenty of storage and flexible space for prep, a scullery, or additional pantry use. An additional washer and dryer hookup is downstairs in this area. Upstairs, four additional bedrooms surround an oversized game room with its own half bath. Two secondary bedrooms share a Jack-and-Jill bathroom, and the laundry room is conveniently upstairs. The oversized primary retreat features an en suite bath with a walk-in shower, standalone soaking tub, separate his-and-hers granite vanities, and an oversized his-and-hers walk-in closet. Outside, the large fenced backyard is ready for your vision, with NO REAR NEIGHBORS for added privacy. The extended lanai features beautiful pavers, a screened enclosure, and motorized screens. Enjoy energy-conscious features and permeable driveway pavers. Ardmore Reserve offers plenty of ways to enjoy the Florida lifestyle, with a zero-entry community pool, poolside cabana with covered outdoor seating, splash pad, playground, and walking trails. The home is approximately 3 MILES FROM THE FLORIDA TURNPIKE, 1.7 miles from AdventHealth, and 3.3 miles from Orlando Health South Lake Hospital. Nearby shopping and dining include Publix, Costco, BJ’s Wholesale Club, Walmart, Aldi, Winn-Dixie, restaurants, and more. Approximately 3 miles away, Crooked Can Brewing Company, the largest brewery in Florida, features 11 restaurants, an outdoor area, and a splash pad for the kids. The home is also within walking distance of Grassy Lake Elementary School, Minneola Charter School, and Lake Minneola High School. Orlando is approximately 30 miles east, with Walt Disney World approximately 30 miles away, Universal Orlando approximately 25 miles away, and SeaWorld Orlando approximately 30 miles away. Tampa is approximately 1½ hours away. For a beach day, Cocoa Beach is approximately a 1–1½-hour drive, while New Smyrna Beach and Daytona Beach are each approximately 1½ hours away. With its flexible multi-generational floor plan, abundant storage, outdoor living space, and convenient Minneola location, this home offers the space and versatility to fit the way you live. Schedule your private showing and see why you should make this Ardmore Reserve home yours today!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,273

Sqft

0.19 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$176

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$70/mo
Taxes (2025)$6,634/yr
PetsNumber Limit, Yes
CommunityPlayground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,101 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$553
HOA fee — from the listing$70
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$4,101/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$553
HOA / condo fee$70
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$540KedgeAI estimate $615,324 · range $562K–$677K$704K

vs edgeAI estimate

−6.6%

$/sqft vs Minneola actives

$176 vs $229

Days on market

2 vs 46 typical

Where $176/sqft sits among the 112 Minneola actives

30 · this home
33
24
8
7
10
$175–205$205–235$235–265$265–294$294–324$324+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Minneola

Drive times from this address

Downtown Orlando≈ 33 min
Universal Orlando≈ 35 min
Walt Disney World≈ 38 min
Orlando Int’l Airport (MCO)≈ 47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Minneola. See the full Minneola guide →

MINNEOLA 34715 — neighborhood snapshot

Population

25,407

Median age

40

Median income

$97,644

Median home value

$407,900

Avg household

2.94

Households w/ children

2,872

For the school run

Lake County School District

ElementaryMinneola Charter School★★★★★
HighSouth Lake High School★★★★★
ElementaryGroveland Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Minneola market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$515K → $495K

Minneola median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

57 of 112

Minneola actives have cut their price

Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the MINNEOLA 34715 median. See the full Minneola market guide →

Paper trail

This home's history

Oct 14, 2026Listed at $575,000 · 2 days on market since
2021Built · ARDMORE RESERVE PH V

Reality check

What actually sold near 1084 CAVENDER CREEK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

398 CHEEOTA COURTSold · Jun ’26

$600,000

398 CHEEOTA COURT · same community

5 bd · 4 ba · 3,463 sqft · $173/sqft · 4 DOM

391 CHEEOTA COURTSold · Oct ’25

$670,000

391 CHEEOTA COURT · same community

5 bd · 3.5 ba · 4,172 sqft · $161/sqft · 95 DOM

1733 BONSER ROADSold · Jul ’26

$545,000

1733 BONSER ROAD

6 bd · 3 ba · 3,298 sqft · $165/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1084 CAVENDER CREEK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1084 CAVENDER CREEK ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1084 CAVENDER CREEK ROAD FAQs

What would the monthly payment be for 1084 CAVENDER CREEK ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,101/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1084 CAVENDER CREEK ROAD?+

The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1084 CAVENDER CREEK ROAD?+

The most recent tax bill on record (2025) was $6,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1084 CAVENDER CREEK ROAD?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Minneola?+

At $575,000, this home is listed about 14% above the Minneola median of $505,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1084 CAVENDER CREEK ROAD?+

Minneola Charter School (elementary), South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$575,000 runs 15% above the MINNEOLA 34715 median — but at 3,273 sqft it's also 56% larger than the typical Minneola listing.

02Fresh on the market

Only 2 days on market in a Minneola market that averages 46 — if it fits, move quickly.

03Strong assigned schools

Minneola Charter School, South Lake High School, Groveland Elementary School — Minneola Charter School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Jessica Mangual. MLS #G5118257.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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