1439 MELROSE STREET, LAKE ALFRED, FL, 33850
Active13 days on marketListed Oct 5, 2026MLS #G5118302
About this home
1439 MELROSE STREET
This home offers a strong combination of practical upgrades and lifestyle enhancements: a well-appointed kitchen, 18x18 ceramic tile flooring, enhanced oversized garage space with cooling and storage, an air-conditioned lanai, fenced outdoor living areas, irrigation, and access to nearby boating amenities. The water view and flexible living spaces help distinguish the property from standard homes in the area. Built in 2023 with quality construction and well-thought-out upgrades, this beautifully upgraded Lake Alfred home sits on an oversized lot in a family-friendly neighborhood and offers an inviting open-concept design centered around the kitchen of your dreams. The chef’s kitchen features granite countertops, a custom backsplash, an induction cooktop with convection cooking, a solar tube for added natural light, and smart storage designed for everyday convenience and entertaining. Ceramic tile flooring in the mudroom, laundry room, kitchen, dining room, living room, hallways and den, raised vanities and toilets, and flexible living spaces add comfort and low-maintenance appeal. Enjoy Florida living with a screened front porch, triple sliders opening to an air-conditioned lanai, a 10x23 patio, a fenced-in backyard, full irrigation, a peaceful water view, nearby public boat ramp access, and an included 100-gallon propane tank. The garage of your dreams is an oversized 800 sq. ft. space with a 4 ft. extension, mini-split A/C, overhead storage racks, and durable epoxy flooring—perfect for vehicles, storage, hobbies, projects, and more. Bonus: A $2,100 deposit has been paid for the screen cage over the patio. The contractor has agreed to transfer that to the new owner to complete the project.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,629
Sqft
0.24 ac
Lot size
3
Garage
2023
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,275 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,275/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Lake Alfred actives
$167 vs $186
Days on market
13 vs 83 typical
Where $167/sqft sits among the 142 Lake Alfred actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
LAKE ALFRED 33850 — neighborhood snapshot
Population
9,825
Median age
43.5
Median income
$53,877
Median home value
$215,700
Avg household
2.49
Households w/ children
1,055
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $337K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
77 of 142
Lake Alfred actives have cut their price
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 1439 MELROSE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$410,455
1369 MELROSE STREET · same community
4 bd · 3 ba · 2,500 sqft · $164/sqft · 0 DOM
Sold · Nov ’25$408,530
1485 MELROSE STREET · same community
4 bd · 3 ba · 2,460 sqft · $166/sqft · 0 DOM
Sold · Apr ’26$405,945
1489 MELROSE STREET · same community
4 bd · 2.5 ba · 2,356 sqft · $172/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1439 MELROSE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1439 MELROSE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1439 MELROSE STREET FAQs
What would the monthly payment be for 1439 MELROSE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,275/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1439 MELROSE STREET?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1439 MELROSE STREET?+
The most recent tax bill on record (2025) was $3,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1439 MELROSE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Alfred?+
At $440,000, this home is listed about 22% above the Lake Alfred median of $359,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1439 MELROSE STREET?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HANSON REAL ESTATE GROUP, INC. · Leslie Matthews. MLS #G5118302.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake Alfred homes, in your inbox
Like 1439 MELROSE STREET but not quite? A daily digest of every new listing in Lake Alfred — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →