CENTURY 21 Edge

TBD LOT 7 KEENE ROAD, ALTOONA, FL, 32702

Active18 days on marketListed Sep 28, 2026MLS #G5118360

✦ Priced 46% below the ALTOONA 32702 median

About this home

TBD LOT 7 KEENE ROAD

Build your dream home on this beautiful .87-acre homesite on Keene Road in Altoona — a peaceful, upland setting with gentle rolling terrain and the kind of natural Florida landscape that’s becoming increasingly rare. This area sits along the edge of the Ocala Uplands, giving it soft elevation changes, breezy high ground, and scenic sightlines across pastures, conservation land, and mature stands of longleaf pines and oaks. The drive in feels like a retreat, surrounded by quiet country roads, open fields, and protected natural areas that create an immediate sense of calm. Despite its privacy, the location offers exceptional convenience. You’re less than 30 minutes from Apopka and under an hour from Downtown Orlando, while still just minutes from Historic Downtown Eustis and a short drive to the charming, New England-style village of Mount Dora with its waterfront cafés, boutiques, galleries, and year-round festivals. Outdoor enthusiasts will appreciate being near the Ocala National Forest, where Alexander Springs, Juniper Springs, and miles of hiking and nature trails provide endless opportunities for swimming, kayaking, fishing, birdwatching, and weekend exploration. The homesite itself offers generous space for a custom residence, detached garage, workshop, RV or boat storage, or a future pool and outdoor living design. With nearly an acre to work with, you can orient your home to capture sunrise views, create a long private driveway, or design a backyard oasis framed by natural foliage and gentle elevation. You can build your Custom Home Design with Kevco Builders, Inc. — Lake County’s most trusted and award-winning builder with over 40 years of experience. Choose from one of Kevco’s thoughtfully designed floor plans or collaborate with their in-house designer to bring your vision to life. Whether your style leans toward modern farmhouse, craftsman, or a fully custom architectural concept, Kevco delivers unmatched craftsmanship, transparent processes, and a reputation built on quality. A rare opportunity to create a private retreat surrounded by nature, yet close to everything that makes Central Florida living exceptional.

Facts & features

The home at a glance

0.87 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesNorth

Community & fees

Taxes (2025)$986/yr

Utilities & systems

UtilitiesCable Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$812 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$530
FHA mortgage insurance (est.)$40
Property tax — 2025 actual bill$82
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,150
Interest rate6.00%
Loan term

Estimated payment

$812/mo

Principal & interest$530
FHA mortgage insurance (est.)$40
Property taxes (actual bill)$82
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Altoona

Drive times from this address

Downtown Orlando≈ 63 min
Universal Orlando≈ 66 min
Walt Disney World≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altoona. See the full Altoona guide →

ALTOONA 32702 — neighborhood snapshot

Population

2,732

Median age

56.6

Median income

$51,762

Median home value

$92,700

Avg household

2.17

Households w/ children

211

For the school run

Lake County School District

ElementarySpring Creek Charter School★★★★★
HighUmatilla High School★★★★★
MiddleUmatilla Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Altoona market

Seller’s marketLeans seller — 3.3 months of inventoryBuyer’s market

$179K → $225K

Altoona median sold, yr/yr

89.4%

Sale-to-list ratio (12 mo)

Median sold price, Altoona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the ALTOONA 32702 median. See the full Altoona market guide →

Paper trail

This home's history

Sep 28, 2026Listed at $90,000 · 18 days on market since

Reality check

What actually sold near TBD LOT 7 KEENE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

42313 STATE ROAD 19Sold · Mar ’26

$133,000

42313 STATE ROAD 19

2 bd · 1 ba · 816 sqft · $163/sqft · 0 DOM

42323 STATE ROAD 19Sold · Jan ’26

$170,000

42323 STATE ROAD 19

3 bd · 1 ba · 1,152 sqft · $148/sqft · 77 DOM

40882 W 5TH AVENUESold · Dec ’25

$334,000

40882 W 5TH AVENUE

3 bd · 2 ba · 1,300 sqft · $257/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about TBD LOT 7 KEENE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD LOT 7 KEENE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

TBD LOT 7 KEENE ROAD FAQs

What would the monthly payment be for TBD LOT 7 KEENE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $812/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TBD LOT 7 KEENE ROAD?+

The most recent tax bill on record (2025) was $986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Altoona?+

At $90,000, this home is listed about 85% below the Altoona median of $594,950. The market section on this page shows how the area is trending.

Which schools are assigned to TBD LOT 7 KEENE ROAD?+

Spring Creek Charter School (elementary), Umatilla High School (high), Umatilla Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DUNN REALTY · Genevieve Matos. MLS #G5118360.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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TBD LOT 7 KEENE ROAD, ALTOONA, FL — $90,000 | CENTURY 21 Edge