CENTURY 21 Edge
$700,0003 bd2 ba1,652 sqft$424 /sqft≈$4,675 /mo all-in ↓

11579 W ROSA CT, HOMOSASSA, FL, 34448

Active11 days on marketListed Oct 1, 2026MLS #G5118400

WaterfrontSingle Family ResidenceRIVERHAVEN VILLAGE

About this home

11579 W ROSA CT

Welcome to your own waterfront paradise in beautiful Homosassa that has Never flooded! Nest on a desirable point lot in Gasparilla Cay, this 3-bedroom, 2-bath home with a 2-car garage offers an incredible 108 feet of direct waterfront and the perfect blend of nature, boating, and Old Florida charm. With no bridges to navigate, you can head directly from your backyard to the open Gulf. The property features an 8,000-pound covered boat lift, lower dock with easy kayak access, and plenty of outdoor spaces designed to enjoy the beautiful surroundings. Relax on one of the brand-new decks with solar lighting, gather around the fire pit, or unwind on the porch while watching manatees, dolphins, and an abundance of native wildlife right outside your door. Boating enthusiasts will love the location, with access to the Gulf for fishing and scalloping in approximately 15 minutes and the Homosassa Springs area just a short boat ride away. Cruise the river at sunset, explore the springs, or head by boat to local favorites such as Crump's Landing and Monkey Island Riverside Resort for dining, drinks, and live entertainment. Old Homosassa and the Ellie Schiller Homosassa Springs Wildlife State Park are also just minutes away. Inside, the home offers a comfortable and inviting layout with spacious living areas and an abundance of natural light. The primary retreat features a private ensuite with dual vanities and a tiled walk-in shower. The well-appointed kitchen opens to the living spaces, while the Florida room provides panoramic water views. A peaceful sitting room, expansive great room with high ceilings, and additional entertaining spaces give everyone room to relax and enjoy the home. Outside, the beautifully landscaped property features a stunning paver driveway, wrap-around gardens, fire-pit area, multiple decks, and an inviting Arbor Patio with string lights—perfect for entertaining or simply enjoying the peaceful waterfront setting. For added peace of mind, the home has never flooded in the base-elevation living area and is prewired for a generator. The community also offers an optional clubhouse with pickleball and tennis courts, along with boat and RV storage and a neighborhood park and green space. Whether you're looking for a full-time residence, seasonal escape, or weekend getaway, this property puts the best of the Nature Coast right outside your door. Boat, fish, scallop, kayak, explore, entertain—or simply sit back and enjoy the incredible views and wildlife. This isn't just a home; it's a lifestyle!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,652

Sqft

0.15 ac

Lot size

2

Garage

1987

Year built

One

Levels

$424

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesWest
ExteriorLighting

Community & fees

HOA fee$4/mo
Taxes (2025)$5,655/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Golf Carts OK · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,675 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$471
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$4,675/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$471
HOA / condo fee$4
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$521KedgeAI estimate $603,419 · range $543K–$664K$728K

vs edgeAI estimate

+16%

$/sqft vs RIVERHAVEN VILLAGE

$424 vs $297

Days on market

11 vs 92 typical

Where $424/sqft sits among the 10 homes for sale in RIVERHAVEN VILLAGE

1
0
2
4
2
1 · this home
$89–145$145–201$201–257$257–312$312–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Homosassa

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34448 — neighborhood snapshot

Population

10,741

Median age

56

Median income

$47,526

Median home value

$166,000

Avg household

2.28

Households w/ children

866

For the school run

Citrus County School District

ElementaryHomosassa Elementary School★★★★★
MiddleCrystal River Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced — 6.8 months of inventoryBuyer’s market

$314K → $295K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

6 of 10

RIVERHAVEN VILLAGE have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 269% above the HOMOSASSA 34448 median. See the full Homosassa market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $700,000 · 11 days on market since
1987Built · RIVERHAVEN VILLAGE

Reality check

What actually sold near 11579 W ROSA CT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11579 W ROSA COURTSold · Jul ’26

$680,000

11579 W ROSA COURT · same community

3 bd · 2 ba · 1,652 sqft · $412/sqft · 9 DOM

5264 S SPY GLASS POINTSold · Dec ’25

$595,000

5264 S SPY GLASS POINT · same community

3 bd · 2 ba · 1,758 sqft · $338/sqft · 171 DOM

4980 DEEP WATER POINT SSold · Sep ’26

$543,000

4980 DEEP WATER POINT S · same community

3 bd · 2 ba · 1,898 sqft · $286/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11579 W ROSA CT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11579 W ROSA CT — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11579 W ROSA CT FAQs

What would the monthly payment be for 11579 W ROSA CT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,675/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11579 W ROSA CT?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11579 W ROSA CT?+

The most recent tax bill on record (2025) was $5,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11579 W ROSA CT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $700,000, this home is listed about 111% above the Homosassa median of $332,195. The market section on this page shows how the area is trending.

Which schools are assigned to 11579 W ROSA CT?+

Homosassa Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MONIQUE MCGUIRE REALTY INC · Monique McGuire. MLS #G5118400.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Homosassa homes, in your inbox

Like 11579 W ROSA CT but not quite? A daily digest of every new listing in Homosassa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Donna to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 11, 2026 at 5:13 AM UTC. The listing information on this page last changed on October 11, 2026 at 5:13 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 11, 2026 at 5:13 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 11, 2026 at 5:13 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.