2740 BAY LAGOON WAY, TAVARES, FL, 32778
Active14 days on marketListed Sep 29, 2026MLS #G5118442
About this home
2740 BAY LAGOON WAY
Virtually Staged. WELCOME TO LAKE SAUNDERS POINTE—one of Tavares’ hidden gems and an incredible opportunity for buyers looking for the FLORIDA BOATING LIFESTYLE without the expense of owning directly on the water! This well-maintained 3-bedroom, 2-bath home offers 1,662 sq. ft. of comfortable living space with NO CARPET! Newly installed luxury vinyl plank flooring flows through much of the home, complemented by ceramic tile in the wet areas. The spacious kitchen features WHITE CABINETRY, CORIAN COUNTERTOPS and plenty of workspace and storage. A FLORIDA ROOM provides additional living space and leads to the SCREENED LANAI and rear patio—perfect for morning coffee, entertaining or enjoying Florida’s year-round outdoor lifestyle. The primary suite features a WALK-IN CLOSET and private bath with DUAL VANITIES, GARDEN TUB and SEPARATE SHOWER. Two additional bedrooms provide flexibility for guests, an office or hobbies. Additional highlights include a FULL 2-CAR GARAGE, 2021 NEWER ROOF, 2022 TRANE HVAC system and electric water heater manufactured in 2017. THE COMMUNITY AMENITIES ARE WHERE LAKE SAUNDERS POINTE REALLY SHINES! Boaters and outdoor enthusiasts will love access to 336-acre PRIVATE LAKE SAUNDERS. The community offers its own PRIVATE BOAT RAMP, an EIGHT-SLIP COVERED MARINA equipped with water and electricity, a dock/deck area for relaxing and fishing, COMMUNITY POOL and recreational amenities. Boat slips are handled separately and are subject to HOA availability and applicable fees/rules. The LOW $165 MONTHLY HOA provides an easy-maintenance lifestyle and includes lawn/grounds maintenance, community pool and recreational facilities, along with maintenance of common areas. Spend less time maintaining the yard and more time boating, fishing, kayaking, paddleboarding or relaxing by the pool! Conveniently located in TAVARES, America’s Seaplane City, with easy access to shopping, restaurants, medical facilities and the area’s popular downtown waterfront destinations. Downtown Tavares and nearby Mount Dora offer dining, shopping, festivals and year-round activities. Whether you’re looking for a full-time Florida home or simply want to live close to the water, Lake Saunders Pointe offers a hard-to-find combination of BOATING ACCESS, COMMUNITY AMENITIES, LOW-MAINTENANCE LIVING and VALUE. Come discover why Lake Saunders Pointe is such a special place to call home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,662
Sqft
0.14 ac
Lot size
2
Garage
2003
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,531 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,531/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.1%
$/sqft vs Tavares actives
$205 vs $190
Days on market
14 vs 70 typical
Where $205/sqft sits among the 242 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $305K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
132 of 242
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 2740 BAY LAGOON WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$335,000
1547 LAKE VILLA DRIVE · same community
2 bd · 2 ba · 1,514 sqft · $221/sqft · 34 DOM
Sold · Jul ’26$313,000
1431 LAKE VILLA DRIVE · same community
3 bd · 2 ba · 1,486 sqft · $211/sqft · 4 DOM
Sold · May ’26$460,000
1601 LAKE VILLA DRIVE · same community
3 bd · 2 ba · 2,003 sqft · $230/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2740 BAY LAGOON WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2740 BAY LAGOON WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2740 BAY LAGOON WAY FAQs
What would the monthly payment be for 2740 BAY LAGOON WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,531/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2740 BAY LAGOON WAY?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2740 BAY LAGOON WAY?+
The most recent tax bill on record (2025) was $653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2740 BAY LAGOON WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $339,900, this home is listed about 3% above the Tavares median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2740 BAY LAGOON WAY?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Chris Day. MLS #G5118442.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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