1109 HARMONY LN, CLERMONT, FL, 34711
Active12 days on marketListed Oct 1, 2026MLS #G5118514
About this home
1109 HARMONY LN
Welcome to the sought-after Legends Golf & Country Club in Clermont, Florida, this inviting 4-bedroom, 3-bathroom pool home offers approximately 2,880 square feet of living space, a spacious 3-car garage, and a generous 0.24-acre lot (approximately 10,306 square feet). Built in 2012, this single-story home features a screened lanai and a private, heated, in-ground swimming pool, creating the perfect setting for entertaining guests, relaxing outdoors, and enjoying Florida living year-round. Inside, you’ll find an open kitchen and family room layout, solid wood cabinetry, stone countertops, crown molding, walk-in closets, and a split-bedroom floor plan designed for comfort and functionality. Recent improvements include luxury vinyl plank flooring, travertine flooring in the primary suite, updated lighting and ceiling fans, newer Kitchen Aid kitchen appliances, and an extended pool deck. The fully paid-off solar panel system is another valuable feature, offering the potential for energy savings without an outstanding solar loan balance. Residents of Legends Golf & Country Club enjoy a gated community with 24-hour security and resort-style amenities, including a clubhouse, community swimming pool, fitness center, tennis and basketball courts, playground, and additional recreational facilities. Conveniently located near Highway 27, Highway 50, the Florida Turnpike, shopping, dining, golf, and outdoor recreation, this home offers an appealing combination of space, amenities, and convenience. If you’re searching for a 4-bedroom pool home in Clermont, FL, a home with a swimming pool and 3-car garage, or a property in Legends Golf & Country Club, schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,880
Sqft
0.24 ac
Lot size
3
Garage
2012
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,574 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,574/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
$/sqft vs Clermont actives
$229 vs $229
Days on market
12 vs 65 typical
Where $229/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Legends
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Legends — neighborhood snapshot
Population
2,300
Median age
42
Median income
$105,476
Median home value
$445,600
Avg household
3
Households w/ children
337
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $447K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
244 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 1109 HARMONY LN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$450,000
1250 LATTIMORE DRIVE · same community
4 bd · 3 ba · 2,340 sqft · $192/sqft · 5 DOM
Sold · Sep ’26$657,000
1005 HARMONY LANE · same community
5 bd · 3.5 ba · 3,475 sqft · $189/sqft · 4 DOM
Sold · Sep ’26$635,000
1353 BRIDGE HILL LANE
4 bd · 3 ba · 2,845 sqft · $223/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1109 HARMONY LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1109 HARMONY LN — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1109 HARMONY LN FAQs
What would the monthly payment be for 1109 HARMONY LN?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,574/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1109 HARMONY LN?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1109 HARMONY LN?+
The most recent tax bill on record (2025) was $6,865. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1109 HARMONY LN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $660,000, this home is listed about 47% above the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1109 HARMONY LN?+
Lost Lake Elementary School (elementary), Windy Hill Middle School (middle), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$660,000 runs 51% above the CLERMONT 34711 median — but at 2,880 sqft it's also 42% larger than the typical Clermont listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lost Lake Elementary School, Windy Hill Middle School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WHEATLEY REALTY GROUP · Michael Martinez. MLS #G5118514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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