1056 LUKE AVENUE, WINTER HAVEN, FL, 33881
Active5 days on marketListed Oct 7, 2026MLS #G5118814
About this home
1056 LUKE AVENUE
Virtually Staged. Under Construction. The Mulberry floor plan epitomizes the charm of single-story living with its spacious and versatile layout, perfectly crafted for the modern single-family lifestyle. Spread across 1,938 square feet, this home offers ample room for comfort and functionality. Featuring four bedrooms and two bathrooms, including a luxurious master suite, residents enjoy privacy and relaxation in every corner. The open-concept design seamlessly integrates the living, dining, and kitchen areas, creating a welcoming space for gatherings and daily activities. With two garage spaces, homeowners benefit from secure parking and additional storage, enhancing the convenience of this delightful residence. From its thoughtfully designed layout to its contemporary amenities, the Mulberry floor plan combines practicality with style, catering to the diverse needs of today's families. Whether it's enjoying quality time with loved ones in the expansive living areas, preparing meals in the well-appointed kitchen, or retreating to the tranquility of the private bedrooms, this home offers a sanctuary for creating cherished memories and embracing the comforts of home. With its timeless appeal and functional design, the Mulberry floor plan sets the stage for a fulfilling lifestyle characterized by comfort, convenience, and warmth.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,938
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,204 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,204/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs WILLOWBROOK NORTH
$160 vs $176
Days on market
5 vs 77 typical
Where $160/sqft sits among the 7 homes for sale in WILLOWBROOK NORTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33881 — neighborhood snapshot
Population
39,189
Median age
43.6
Median income
$53,867
Median home value
$177,400
Avg household
2.61
Households w/ children
3,730
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $279K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
5 of 7
WILLOWBROOK NORTH have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 1056 LUKE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$299,990
308 MEREDITH BOULEVARD · same community
4 bd · 2.5 ba · 1,938 sqft · $155/sqft · 4 DOM
Sold · Jul ’26$309,990
268 MEREDITH BOULEVARD · same community
4 bd · 2.5 ba · 1,938 sqft · $160/sqft · 62 DOM
Sold · Apr ’26$284,990
284 MEREDITH BOULEVARD · same community
4 bd · 2.5 ba · 1,938 sqft · $147/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1056 LUKE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1056 LUKE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1056 LUKE AVENUE FAQs
What would the monthly payment be for 1056 LUKE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,204/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1056 LUKE AVENUE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1056 LUKE AVENUE?+
The most recent tax bill on record (2026) was $911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1056 LUKE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $309,990, this home is listed about 9% above the Winter Haven median of $284,995. The market section on this page shows how the area is trending.
Which schools are assigned to 1056 LUKE AVENUE?+
Fred G. Garner Academy (elementary), Winter Haven Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$309,990 runs 29% above the WINTER HAVEN 33881 median — but at 1,938 sqft it's also 17% larger than the typical Winter Haven listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Winter Haven market that averages 77 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5118814.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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