CENTURY 21 Edge
$375,0005 bd2.5 ba2,952 sqft$127 /sqft≈$3,028 /mo all-in ↓

321 LAKE HILLS LN, EAGLE LAKE, FL, 33839

Active1 days on marketListed Oct 11, 2026MLS #G5118855

Single Family ResidenceLAKE MEADOWS

About this home

321 LAKE HILLS LN

Virtually Staged. Enjoy true Florida tranquility with this move-in-ready 5-bedroom/2.5-bathroom/almost 3,000 square foot home on 1/2 acre! This versatile floor plan offers a thoughtful layout on both levels. On the first floor, you'll find a formal living room, a formal dining room, a comfortable family room, a powder room, and an open kitchen with 3 pantries, offering plenty of storage space. The second floor opens up to a spacious loft. The primary suite includes two walk-in closets and a separate garden tub and shower. Three additional bedrooms, a full guest bathroom, and the indoor laundry round out the rest of the second floor. The 3-car garage faces the side of the home. Outside, the newer (2023) covered, screened lanai is the perfect space to enjoy the outdoors in any weather! Its beautiful pergola-style wood accents and patterned tile floor make this an aesthetically pleasing and functional part of the home. An additional covered area (2022) can be used as an outdoor kitchen or hobby space. The HUGE yard is fully fenced and provides endless possibilities for creating your ideal and private Florida oasis! Enjoy the peace of mind that comes with a NEW roof (2025), a newer HVAC unit, a newer range, an irrigation system that uses well water (public water for the interior of the home, but no additional cost to irrigate the lawn), and a water filtration system for the home! Eagle Lake is a growing area where this type of serenity on a large property will become increasingly rare to find, so claim your slice of paradise before it is gone!

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,952

Sqft

0.5 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$127

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorDry Bar · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Closet · Upper Level
CoolingWall/Window Unit(s)
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized
ExteriorIrrigation System · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$38/mo
Taxes (2025)$5,483/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Underground Utilities · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,028 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$457
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,028/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$457
HOA / condo fee$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$322KedgeAI estimate $373,255 · range $336K–$411K$427K

vs edgeAI estimate

+0.5%

$/sqft vs Eagle Lake actives

$127 vs $162

Days on market

1 vs 45 typical

Where $127/sqft sits among the 73 Eagle Lake actives

9 · this home
13
20
11
9
11
$127–140$140–152$152–164$164–177$177–189$189+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Drive times from this address

Walt Disney World≈ 56 min
Downtown Tampa≈ 62 min
Universal Orlando≈ 66 min
Downtown Orlando≈ 73 min
Tampa Int’l Airport (TPA)≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryPinewood Elementary School★★★★★
HighLake Region High School★★★★★
MiddleWestwood Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller — 3.5 months of inventoryBuyer’s market

$295K → $270K

Eagle Lake median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

29 of 73

Eagle Lake actives have cut their price

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

Oct 11, 2026Listed at $375,000 · 1 days on market since
2006Built · LAKE MEADOWS

Reality check

What actually sold near 321 LAKE HILLS LN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

145 VISTA VIEW AVENUESold · Sep ’26

$297,500

145 VISTA VIEW AVENUE · same community

4 bd · 3.5 ba · 3,050 sqft · $98/sqft · 44 DOM

2827 PIONEER TRAILSold · Mar ’26

$349,740

2827 PIONEER TRAIL

5 bd · 3 ba · 2,587 sqft · $135/sqft · 3 DOM

2815 PIONEER TRAILSold · Mar ’26

$368,870

2815 PIONEER TRAIL

5 bd · 3 ba · 2,587 sqft · $143/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 321 LAKE HILLS LN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 321 LAKE HILLS LN — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

321 LAKE HILLS LN FAQs

What would the monthly payment be for 321 LAKE HILLS LN?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,028/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 321 LAKE HILLS LN?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 321 LAKE HILLS LN?+

The most recent tax bill on record (2025) was $5,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 321 LAKE HILLS LN?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $375,000, this home is listed about 25% above the Eagle Lake median of $299,490. The market section on this page shows how the area is trending.

Which schools are assigned to 321 LAKE HILLS LN?+

Pinewood Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WHEATLEY REALTY GROUP · Awilda Lopez. MLS #G5118855.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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