3939 NW 29TH LANE, GAINESVILLE, FL, 32606
Active146 days on marketListed Mar 16, 2026MLS #GC538371
About this home
3939 NW 29TH LANE
Welcome to Pebble Creek Villas conveniently located in the center of Gainesville within walking distance to grocery stores, restaurants, stores, and so much more! This two story villa has been beautiful updated with a fully renovated kitchen, stainless appliances, luxury vinyl plank floors, a new HVAC (2024), and new water heater (2023). Each villa has 2 assigned parking spaces directly in front of the unit and additional guest parking by the community amenities. When you step inside you'll enjoy the new LVP floors and the elevated kitchen design that bring new life into this home. Beyond the kitchen you'll appreciate two story vaulted ceilings, a spacious open-concept living area with a dining room, living room, wood burning fireplace, and sliding glass doors to the screened in patio. The guest bedroom and full guest bathroom are situated at the front of the villa on the first floor. Stairs lead to the private primary suite on the second story with a loft window view of the downstairs. The primary suite is well appointed with a large bedroom, a walk-in closet, and a piece out bathroom that allows owners to use the space at the same time. The Pebble Creek Villas community is one of Gainesville's best hidden gems: it's location is unmatched, it's quiet and walkable, and it has perfect neighborhood amenities that include a large pool, community cabana, and tennis courts. Call today to schedule your showing!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,340
Sqft
0.02 ac
Lot size
1989
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,260 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,260/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs Gainesville actives
$156 vs $201
Days on market
146 vs 44 typical
Where $156/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
183 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3939 NW 29TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$175,000
3938 NW 29TH LANE · same community
2 bd · 2 ba · 1,340 sqft · $131/sqft · 17 DOM
Sold · Dec ’25$170,000
3962 NW 29TH LANE · same community
2 bd · 2 ba · 1,340 sqft · $127/sqft · 45 DOM
Sold · Jun ’26$210,000
2740 NW 39TH DRIVE · same community
2 bd · 2 ba · 1,340 sqft · $157/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3939 NW 29TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3939 NW 29TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3939 NW 29TH LANE FAQs
What would the monthly payment be for 3939 NW 29TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,260/mo — principal and interest, the actual property-tax bill, the $415/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3939 NW 29TH LANE?+
The association fee works out to $415 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3939 NW 29TH LANE?+
The most recent tax bill on record (2025) was $4,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3939 NW 29TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $209,000, this home is listed about 30% below the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3939 NW 29TH LANE?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the GAINESVILLE 32606 market on paper
$209,000 is 34% below the GAINESVILLE 32606 median of $314,900, and at $156/sqft it sits under the Gainesville average of $209.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
146 days on market against a Gainesville median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $219,900, now $209,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · McCall Griggs. MLS #GC538371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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