CENTURY 21 Edge
$375,0003 bd2 ba876 sqft$428 /sqft$2,698 /mo all-in ↓

908 NW 4TH PLACE, GAINESVILLE, FL, 32601

Active1 days on marketListed Aug 6, 2026MLS #GC542488

Single Family ResidenceBROWNS ADDITION

About this home

908 NW 4TH PLACE

Exceptional Investment & Development Opportunity! Rare opportunity to own a single family home on U4 (Urban 4) zoned parcel, offering immediate rental income and exciting long-term redevelopment potential. The U4 zoning district is designed to encourage walkable urban development and provides flexible building standards that may appeal to investors, builders, and developers. U4 zoning allows up to 3 stories (42 feet maximum height), 0-foot interior side setbacks (subject to utilities and easements), and rear setbacks of 3 feet with an alley or 10 feet without. Accessory Dwelling Units (ADUs) are permitted, allowing one attached and one detached ADU per parcel, provided a primary residence remains on the property and all applicable City standards are met. The parcel is not located within a historic district, though buyers should verify any requirements with the City due to the age of the existing structures. Whether you're looking to continue operating the current rental, expand your investment portfolio, or explore future redevelopment opportunities, this property offers exceptional flexibility in a highly desirable location. Buyers are encouraged to verify all zoning regulations, permitted uses, development standards, and future plans with the City of Gainesville. For buyers seeking an extraordinary investment opportunity, the adjacent properties are also available- 907 NW 4th Place (triplex) and 918 NW 4th Place (duplex & single family).

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

876

Sqft

0.12 ac

Lot size

1930

Year built

One

Levels

$428

Per sqft

Inside

FlooringLaminate · Other
AppliancesOther
InteriorOther
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionOther · Wood Frame · Wood Siding
FoundationCrawlspace
FacesSouth
ExteriorPrivate Yard

Community & fees

Taxes (2025)$1,974/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,698 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,698/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fifth Avenue

Map of 908 NW 4TH PLACE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Fifth Avenue — neighborhood snapshot

Population

2,726

Median age

22

Median income

$30,573

Median home value

$370,400

Avg household

3

Households w/ children

35%

For the school run

Alachua County School District

ElementaryCarolyn Beatrice Parker Elementary★★★★
HighGainesville High School★★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$322K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the GAINESVILLE 32601 median. See the full Gainesville market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $375,000 · 1 days on market since
1930Built · BROWNS ADDITION

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 908 NW 4TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 908 NW 4TH PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

908 NW 4TH PLACE FAQs

What would the monthly payment be for 908 NW 4TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,698/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 908 NW 4TH PLACE?+

The most recent tax bill on record (2025) was $1,974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $375,000, this home is listed about 27% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.

Which schools are assigned to 908 NW 4TH PLACE?+

Carolyn Beatrice Parker Elementary (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHHS FLORIDA REALTY · Angelina Ballatore. MLS #GC542488.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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