630 NW 35TH TERRACE, GAINESVILLE, FL, 32607
Active63 days on marketListed Aug 10, 2026MLS #GC542611
About this home
630 NW 35TH TERRACE
PRICE IMPROVED $10,000! This 5 bedroom, 3 bath home is now priced more than $100,000 below every other 5/3 currently on the market in Gainesville, making it one of the best values in town. It's within walking distance of shopping and restaurants and biking distance of the University of Florida. With similar nearby homes renting for $2,500–$3,000 a month, this is the perfect cash-flowing investment property. Inside, a spacious, light-filled living room flows into the dining area, with tile flooring throughout much of the home. The kitchen has plenty of cabinet and counter space. Five bedrooms give you room for family, guests, roommates, a home office, or whatever fits your needs. Two of the bedrooms have their own en suite bathrooms for extra privacy. Large windows throughout look out on mature trees and greenery. Outside, established landscaping and a wooded setting give you privacy that's hard to find this close to everything. Whether you're looking for a spacious home in the heart of Gainesville or a rental with strong income potential, this one checks the boxes. Homes this size don't come at this price often, so call today to schedule your tour!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
1,640
Sqft
0.24 ac
Lot size
1958
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,416 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,416/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs Gainesville actives
$192 vs $198
Days on market
63 vs 75 typical
Where $192/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Woodland Terrace
Get to know Gainesville. See the full Gainesville guide →
Woodland Terrace — neighborhood snapshot
Population
340
Median age
25
Median income
$43,913
Median home value
$220,500
Avg household
2
Households w/ children
9%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
243 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 630 NW 35TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$287,000
300 NW 34TH DRIVE · same community
3 bd · 2 ba · 1,709 sqft · $168/sqft · 2 DOM
Sold · May ’26$234,000
213 NW 34TH TERRACE · same community
3 bd · 2 ba · 1,542 sqft · $152/sqft · 313 DOM
Sold · Apr ’26$226,000
3001 E FERN STREET · same community
3 bd · 2 ba · 1,535 sqft · $147/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 630 NW 35TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 630 NW 35TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
630 NW 35TH TERRACE FAQs
What would the monthly payment be for 630 NW 35TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 630 NW 35TH TERRACE?+
The most recent tax bill on record (2025) was $3,143. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 630 NW 35TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $315,000, this home is listed about 11% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 630 NW 35TH TERRACE?+
Littlewood Elementary School (elementary), Westwood Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$315,000 runs 83% above the GAINESVILLE 32607 median.
02Strong assigned schools
Littlewood Elementary School, Westwood Middle School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $325,000, now $315,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Jonathan Mills. MLS #GC542611.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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