13951 NE 140TH STREET, WALDO, FL, 32694
Active54 days on marketListed Aug 17, 2026MLS #GC542753
About this home
13951 NE 140TH STREET
In the heart of Historic Waldo Florida, in an established community, is this 3/2 manufactured home with all kinds of upgrades and extras. The living and kitchen area has an open concept with an eat-in bar and dining area. The home has a split floor plan with a separate large laundry room, Recently, Spanish tile, new carpet for bedrooms and vinyl flooring were added. The Roof and AC systems are only 5 years old. The home has 3 separate porches, two are screened, one with a Jacuzzi and the front porch is open but covered. Outside is a two car carport with a cement driveway. Included are 3 roomy storage buildings. One is a workshop. The property has mature landscaping for easy maintenance. The home also has City Water and City Sewage. This location is also an easy commute to Gainesville, Starke, Ocala and Historic Melrose Florida. Also, only minutes away is Lake Alto and the famous 6000 acre Santa Fe Lake for all your water recreational needs. See why people are discovering North Central Florida and wanting a more rural living atmosphere and escape the traffic jams. The home is vacant and easy to show.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,568
Sqft
0.43 ac
Lot size
1983
Year built
One
Levels
$108
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,456 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,456/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs Waldo actives
$108 vs $289
Days on market
54 vs 104 typical
Where $108/sqft sits among the 10 Waldo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waldo
Get to know Waldo. See the full Waldo guide →
WALDO 32694 — neighborhood snapshot
Population
1,870
Median age
58.9
Median income
$40,455
Median home value
$121,300
Avg household
1.87
Households w/ children
119
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Waldo market
$298K → $360K
Waldo median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
6 of 10
Waldo actives have cut their price
Median sold price, Waldo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the WALDO 32694 median. See the full Waldo market guide →
Paper trail
This home's history
Reality check
What actually sold near 13951 NE 140TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$30,000
14139 NE 148TH AVENUE
3 bd · 2 ba · 1,584 sqft · $19/sqft · 154 DOM
Sold · Mar ’26$205,000
13866 NE 150TH AVENUE
3 bd · 2 ba · 1,397 sqft · $147/sqft · 260 DOM
Sold · Aug ’26$200,000
14370 NE 150TH AVENUE
3 bd · 2 ba · 1,296 sqft · $154/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13951 NE 140TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13951 NE 140TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13951 NE 140TH STREET FAQs
What would the monthly payment be for 13951 NE 140TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,456/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13951 NE 140TH STREET?+
The most recent tax bill on record (2025) was $2,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Waldo?+
At $169,900, this home is listed about 47% below the Waldo median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13951 NE 140TH STREET?+
Chester Shell Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WALDO 32694 market on paper
$169,900 is 19% below the WALDO 32694 median of $210,500, and at $108/sqft it sits under the Waldo average of $311.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $179,900, now $169,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LAKESIDE REALTY · Roger Buz. MLS #GC542753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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