CENTURY 21 Edge
$239,0003 bd2 ba1,183 sqft$202 /sqft≈$1,977 /mo all-in ↓

1825 SE 47TH TERRACE, GAINESVILLE, FL, 32641

Active52 days on marketListed Aug 21, 2026MLS #GC542797

Single Family ResidenceMCNEIL GARDENS

About this home

1825 SE 47TH TERRACE

Step into effortless charm with this beautifully renovated 3 bedroom, 2 bath ranch home, nestled on a sprawling 0.32 acre lot in the sought after McNeil Gardens community. Thoughtfully updated ahead of its last sale, this 1,183 square foot concrete block gem welcomes you with a bright, airy layout designed for easy, modern living. A sturdy metal roof and inviting attached carport add both style and peace of mind, while the generous, tree dotted homesite offers room to breathe, entertain, and make it your own. Tucked into a peaceful pocket of Gainesville, this home is the perfect blend of timeless character and fresh, contemporary polish. Come fall in love with all the possibilities waiting for you here.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,183

Sqft

0.32 ac

Lot size

1971

Year built

One

Levels

$202

Per sqft

FireplaceCity viewPets allowed

Inside

FlooringCarpet · Vinyl
AppliancesBuilt-In Oven · Dishwasher · Electric Water Heater · Freezer · Microwave · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewCity
FacesSouth
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,657/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,977 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,365
Interest rate6.00%
Loan term

Estimated payment

$1,977/mo

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $239K
$208KedgeAI estimate $231,219 · range $217K–$254K$265K

vs edgeAI estimate

+3.4%

$/sqft vs Gainesville actives

$202 vs $198

Days on market

52 vs 75 typical

Where $202/sqft sits among the 400 Gainesville actives

73
88
98 · this home
70
31
40
$120–152$152–184$184–215$215–247$247–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32641 — neighborhood snapshot

Population

15,082

Median age

37

Median income

$36,814

Median home value

$123,600

Avg household

2.78

Households w/ children

1,736

For the school run

Alachua County School District

HighEastside High School★★★★★
ElementaryLake Forest Elementary School★★★★★
MiddleAbraham Lincoln Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

244 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the GAINESVILLE 32641 median. See the full Gainesville market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $239,000 · 52 days on market since
1971Built · MCNEIL GARDENS

Reality check

What actually sold near 1825 SE 47TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4729 SE 19TH AVENUESold · Dec ’25

$218,000

4729 SE 19TH AVENUE · same community

3 bd · 1 ba · 1,053 sqft · $207/sqft · 101 DOM

216 NE 43RD TERRACESold · Feb ’26

$160,000

216 NE 43RD TERRACE

3 bd · 2 ba · 1,176 sqft · $136/sqft · 7 DOM

24 NE 45TH STREETSold · Jun ’26

$210,000

24 NE 45TH STREET

2 bd · 1 ba · 1,201 sqft · $175/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1825 SE 47TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1825 SE 47TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1825 SE 47TH TERRACE FAQs

What would the monthly payment be for 1825 SE 47TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,977/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1825 SE 47TH TERRACE?+

The most recent tax bill on record (2025) was $3,657. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1825 SE 47TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $239,000, this home is listed about 16% below the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1825 SE 47TH TERRACE?+

Eastside High School (high), Lake Forest Elementary School (elementary), Abraham Lincoln Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MILLER REAL ESTATE · Alston Dabbiere. MLS #GC542797.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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