
13983 NE 147TH TERRACE, WALDO, FL, 32694
Active8 days on marketListed Aug 20, 2026MLS #GC542799
About this home
13983 NE 147TH TERRACE
Divisible Investment Property! 7.33 Acres of land with a farm home on-site. The home sits on one of SIXTEEN potentially developable 0.4 Acre lots!! Connected to city water, city sewer, and electric but offering the flexibility of an established well and septic system on property. Property features wooded seclusion with mature, glorious oak trees and a private pond. Due to the divisibility of the property, the Alachua County Appraiser has this property valued at $387,183, with the divisible land at $320K and the home at $67,183K. A livable 2-bedroom, 1-bath farm home sits on this beautiful land and is ready to be refreshed while someone builds their dream home. A developer can create a mini-housing-community, or a quaint retreat. The divisible nature of the property is unique in the area and perfect for those looking for space to build or to create a multi-generational family complex. The property sits along a well-maintained city gravel road and is just a block from a main paved highway. Two sides of the property abut conservation land. Act now to secure your own tranquil Central Florida sanctuary with unlimited potential. This unique investment property is being offered well below the county appraiser assessed value. The house has been well maintained and is ready to move-in but could use a refresh, the condition of the home is already reflected in the lower offering price.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,204
Sqft
7.33 ac
Lot size
1955
Year built
One
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,531 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,531/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Waldo actives
$289 vs $214
Days on market
8 vs 47 typical
Where $289/sqft sits among the 9 Waldo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waldo
Get to know Waldo. See the full Waldo guide →
WALDO 32694 — neighborhood snapshot
Population
1,870
Median age
58.9
Median income
$40,455
Median home value
$121,300
Avg household
1.87
Households w/ children
119
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Waldo market
$298K → $360K
Waldo median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 9
Waldo actives have cut their price
Median sold price, Waldo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the WALDO 32694 median. See the full Waldo market guide →
Paper trail
This home's history
Reality check
What actually sold near 13983 NE 147TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$202,000
14472 NE 147TH TERRACE
3 bd · 2 ba · 1,236 sqft · $163/sqft · 5 DOM
Sold · Apr ’26$184,000
14727 NE 142ND STREET
3 bd · 2 ba · 1,266 sqft · $145/sqft · 137 DOM
Sold · Aug ’26$200,000
14370 NE 150TH AVENUE
3 bd · 2 ba · 1,296 sqft · $154/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13983 NE 147TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13983 NE 147TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13983 NE 147TH TERRACE FAQs
What would the monthly payment be for 13983 NE 147TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,531/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13983 NE 147TH TERRACE?+
The most recent tax bill on record (2025) was $2,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13983 NE 147TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Waldo?+
At $348,000, this home is listed about 16% above the Waldo median of $299,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13983 NE 147TH TERRACE?+
Chester Shell Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Eli Redstone. MLS #GC542799.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Waldo homes, in your inbox
Like 13983 NE 147TH TERRACE but not quite? A daily digest of every new listing in Waldo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anealya to ping you on any price or status change →

