CENTURY 21 Edge
$348,0002 bd1 ba1,204 sqft$289 /sqft$2,531 /mo all-in ↓

13983 NE 147TH TERRACE, WALDO, FL, 32694

Active8 days on marketListed Aug 20, 2026MLS #GC542799

WaterfrontSingle Family ResidenceLEGARES ADD TO WALDO

About this home

13983 NE 147TH TERRACE

Divisible Investment Property! 7.33 Acres of land with a farm home on-site. The home sits on one of SIXTEEN potentially developable 0.4 Acre lots!! Connected to city water, city sewer, and electric but offering the flexibility of an established well and septic system on property. Property features wooded seclusion with mature, glorious oak trees and a private pond. Due to the divisibility of the property, the Alachua County Appraiser has this property valued at $387,183, with the divisible land at $320K and the home at $67,183K. A livable 2-bedroom, 1-bath farm home sits on this beautiful land and is ready to be refreshed while someone builds their dream home. A developer can create a mini-housing-community, or a quaint retreat. The divisible nature of the property is unique in the area and perfect for those looking for space to build or to create a multi-generational family complex. The property sits along a well-maintained city gravel road and is just a block from a main paved highway. Two sides of the property abut conservation land. Act now to secure your own tranquil Central Florida sanctuary with unlimited potential. This unique investment property is being offered well below the county appraiser assessed value. The house has been well maintained and is ready to move-in but could use a refresh, the condition of the home is already reflected in the lower offering price.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,204

Sqft

7.33 ac

Lot size

1955

Year built

One

Levels

$289

Per sqft

WaterfrontPark/Greenbelt & Trees/Woods viewNegotiable

Inside

FlooringParquet
AppliancesConvection Oven · Refrigerator
InteriorKitchen/Family Room Combo · Other · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionOther · Wood Frame
FoundationBlock · Crawlspace
ViewPark/Greenbelt · Trees/Woods
FacesSouth
ExteriorDog Run · Garden · Private Yard

Community & fees

Taxes (2025)$2,017/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Fiber Optics · Other
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,531 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,049
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$168
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,180Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,180
Interest rate6.00%
Loan term

Estimated payment

$2,531/mo

Principal & interest$2,049
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$168
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Waldo actives

$289 vs $214

Days on market

8 vs 47 typical

Where $289/sqft sits among the 9 Waldo actives

5
1 · this home
2
0
0
1
$115–246$246–377$377–507$507–638$638–769$769+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waldo

Get to know Waldo. See the full Waldo guide →

WALDO 32694 — neighborhood snapshot

Population

1,870

Median age

58.9

Median income

$40,455

Median home value

$121,300

Avg household

1.87

Households w/ children

119

For the school run

Alachua County School District

ElementaryChester Shell Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Waldo market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$298K$360K

Waldo median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

5 of 9

Waldo actives have cut their price

Median sold price, Waldo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the WALDO 32694 median. See the full Waldo market guide →

Paper trail

This home's history

Aug 20, 2026Listed at $348,000 · 8 days on market since
1955Built · LEGARES ADD TO WALDO

Reality check

What actually sold near 13983 NE 147TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14472 NE 147TH TERRACESold · Oct ’25

$202,000

14472 NE 147TH TERRACE

3 bd · 2 ba · 1,236 sqft · $163/sqft · 5 DOM

14727 NE 142ND STREETSold · Apr ’26

$184,000

14727 NE 142ND STREET

3 bd · 2 ba · 1,266 sqft · $145/sqft · 137 DOM

14370 NE 150TH AVENUESold · Aug ’26

$200,000

14370 NE 150TH AVENUE

3 bd · 2 ba · 1,296 sqft · $154/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13983 NE 147TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13983 NE 147TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13983 NE 147TH TERRACE FAQs

What would the monthly payment be for 13983 NE 147TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,531/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13983 NE 147TH TERRACE?+

The most recent tax bill on record (2025) was $2,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13983 NE 147TH TERRACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Waldo?+

At $348,000, this home is listed about 16% above the Waldo median of $299,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13983 NE 147TH TERRACE?+

Chester Shell Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WATSON REALTY CORP · Eli Redstone. MLS #GC542799.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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