CENTURY 21 Edge
$465,0003 bd2 ba2,012 sqft$231 /sqft≈$3,618 /mo all-in ↓

9438 SW 39TH AVENUE, GAINESVILLE, FL, 32608

Active17 days on marketListed Sep 23, 2026MLS #GC542823

Single Family ResidenceHAILE PLANTATION

About this home

9438 SW 39TH AVENUE

Welcome to this beautiful 3 bedroom, 2 bath split plan home in Hamstead Park located in the desirable golf community of Haile Plantation. This happy home feels calm and inviting the minute you walk through the front door. The home has been well maintained and it shows. Features include new HVAC installed in 2022, fireplace, Florida Room, large master suite, laundry room, and 2 car garage. Tucked away at the back of the home is a cozy secluded garden space with a beautiful walkway leading up to a spacious outdoor deck area that offers a quiet and scenic escape from the daily hustle. Conveniently located just minutes from Shands Hospital, HCA Florida North Florida Hospital, Butler Plaza, Celebration Pointe, the Oaks Mall and in a desirable school district. You won’t want to miss this lovely home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,012

Sqft

0.12 ac

Lot size

2

Garage

1998

Year built

One

Levels

$231

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Tray Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesWest
ExteriorGarden

Community & fees

HOA fee$173/mo
Taxes (2025)$4,103/yr
PetsYes
CommunityCommunity Mailbox · Golf Carts OK · Golf · Park · Playground · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,618 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$342
HOA fee — from the listing$173
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,618/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$342
HOA / condo fee$173
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$393KedgeAI estimate $452,404 · range $409K–$498K$518K

vs edgeAI estimate

+2.8%

$/sqft vs HAILE PLANTATION

$231 vs $215

Days on market

17 vs 75 typical

Where $231/sqft sits among the 13 homes for sale in HAILE PLANTATION

2
0
5
3 · this home
0
3
$164–185$185–207$207–228$228–249$249–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haile Plantation

Get to know Gainesville. See the full Gainesville guide →

Haile Plantation — neighborhood snapshot

Population

5,843

Median age

48

Median income

$118,974

Median home value

$437,518

Avg household

2

Households w/ children

658

For the school run

Alachua County School District

MiddleKanapaha Middle School★★★★★
ElementaryKimball Wiles Elementary School★★★★★
HighF. W. Buchholz High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

6 of 13

HAILE PLANTATION have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

Sep 23, 2026Listed at $465,000 · 17 days on market since
1998Built · HAILE PLANTATION

Reality check

What actually sold near 9438 SW 39TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5628 SW 104TH TERRACESold · Dec ’25

$443,500

5628 SW 104TH TERRACE · same community

4 bd · 2 ba · 1,756 sqft · $253/sqft · 2 DOM

4837 SW 91ST DRIVESold · Mar ’26

$385,000

4837 SW 91ST DRIVE · same community

2 bd · 2.5 ba · 1,710 sqft · $225/sqft · 2 DOM

5135 SW 105TH WAYSold · Dec ’25

$627,000

5135 SW 105TH WAY · same community

3 bd · 2.5 ba · 2,326 sqft · $270/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9438 SW 39TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9438 SW 39TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9438 SW 39TH AVENUE FAQs

What would the monthly payment be for 9438 SW 39TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,618/mo — principal and interest, the actual property-tax bill, the $173/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9438 SW 39TH AVENUE?+

The association fee works out to $173 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9438 SW 39TH AVENUE?+

The most recent tax bill on record (2025) was $4,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9438 SW 39TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $465,000, this home is listed about 63% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9438 SW 39TH AVENUE?+

Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CAMPUS TO COAST REALTY, LLC · Kathleen Bryan. MLS #GC542823.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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