2827 NW 42ND PLACE, GAINESVILLE, FL, 32605
Active37 days on marketListed Sep 3, 2026MLS #GC543072
About this home
2827 NW 42ND PLACE
SELLER CONCESSION! Seller will contribute up to $10,000 toward allowable buyer closing costs, prepaid expenses and/or an interest-rate buydown with an acceptable contract, subject to the buyer’s lender and loan program limits. Updated home priced under $300,000 in Springtree, a NO HOA neighborhood in Northwest Gainesville. This concrete block home features 3 bedrooms, 2 bathrooms and a versatile den/flex room ideal for an office, guest space or bonus room. Highlights include a 2021 roof, no carpet, vinyl and tile flooring, quartz countertops, updated cabinetry with crown molding and a full appliance package. The kitchen connects to the dining area, while the enclosed porch provides additional flexible living space for a dining room, sunroom, game room or bonus area. Both bathrooms feature updated vanities, tile, fixtures and mirrors, and the primary bathroom includes an upgraded shower system and LED-lit mirror. Washer and dryer are included. Conveniently located near the University of Florida, UF Health, the VA Medical Center, shopping, dining and major Gainesville destinations. With a seller concession available and room for the next owner to add personal finishing touches, this Northwest Gainesville home presents an attractive opportunity.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,430
Sqft
0.21 ac
Lot size
1977
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,334 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,334/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.6%
$/sqft vs Gainesville actives
$196 vs $198
Days on market
37 vs 75 typical
Where $196/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Springtree
Get to know Gainesville. See the full Gainesville guide →
Springtree — neighborhood snapshot
Population
1,001
Median age
39
Median income
$67,601
Median home value
$218,588
Avg household
3
Households w/ children
136
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
245 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2827 NW 42ND PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$245,000
2829 NW 40TH PLACE · same community
3 bd · 2 ba · 1,446 sqft · $169/sqft · 78 DOM
Sold · Apr ’26$246,000
4229 NW 29TH TERRACE · same community
3 bd · 2 ba · 1,112 sqft · $221/sqft · 4 DOM
Sold · Jul ’26$230,000
4209 NW 29TH TERRACE · same community
2 bd · 1 ba · 1,102 sqft · $209/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2827 NW 42ND PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2827 NW 42ND PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2827 NW 42ND PLACE FAQs
What would the monthly payment be for 2827 NW 42ND PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,334/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2827 NW 42ND PLACE?+
The most recent tax bill on record (2025) was $4,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2827 NW 42ND PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $280,000, this home is listed about 2% below the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2827 NW 42ND PLACE?+
C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX SELECT PARTNERS · Niky Vara. MLS #GC543072.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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