CENTURY 21 Edge
$259,700$267,0003 bd2 ba1,742 sqft$149 /sqft≈$2,233 /mo all-in ↓

5730 NW 29TH TERRACE, GAINESVILLE, FL, 32653

Active23 days on marketListed Sep 17, 2026MLS #GC543146

✦ Priced 12% below the GAINESVILLE 32653 median✦ Reduced $7KSingle Family ResidenceNORTHWOOD PINES

About this home

5730 NW 29TH TERRACE

A classic Southern porch sets the tone here, creating the kind of front-row seat where the passing rhythm of the neighborhood becomes part of everyday life. Set well back from the street on a corner lot, this three-bedroom, two-bath ranch pairs an understated exterior with more space and versatility than first impressions might suggest. Inside, the floor plan unfolds naturally from a generous front living room, where durable tile flooring keeps everyday living refreshingly uncomplicated. Beyond, the eat-in kitchen brings warmth to the center of the home with honey-toned cabinetry, abundant storage, stainless steel appliances, and plenty of workspace for everything from morning coffee to dinner preparation. From here, the home opens into a second spacious family room, adding an entirely different dimension to the layout. Modern plank flooring brings a polished design note underfoot, while dual ceiling fans add comfort overhead. With two distinct living areas, there is room for gathering, relaxing, working, entertaining, or simply spreading out without asking one space to do everything. Three bedrooms continue the practical, comfortable layout, including a primary suite with a private bath that has been thoughtfully updated with a crisp, contemporary finish. A second full bath and main-level laundry add everyday convenience, while the single-level ranch design keeps the home's essential spaces easily connected. The real surprise waits beyond the back door. A screened sunporch creates an inviting transition between indoors and out, extending the living space toward a fenced backyard filled with mature trees and established lawn. Just outside, a wood deck and pergola offer another place to linger in the shade, dine outdoors, or settle into a quiet afternoon surrounded by greenery. A storage shed keeps outdoor essentials neatly tucked away. With its corner setting, generous setback, multiple living spaces, and memorable collection of outdoor rooms, this home offers an appealing combination of character and practicality. Equally compelling as a primary residence or investment property, it is a home designed to work hard while still leaving plenty of room for life to slow down.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,742

Sqft

0.24 ac

Lot size

1976

Year built

One

Levels

$149

Per sqft

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationSlab
FacesEast
ParkingConverted Garage · Curb Parking · Driveway
ExteriorLighting · Rain Gutters

Community & fees

Taxes (2025)$5,149/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,233 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,529
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$429
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,090Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,090
Interest rate6.00%
Loan term

Estimated payment

$2,233/mo

Principal & interest$1,529
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$429
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$249KedgeAI estimate $299,402 · range $269K–$321K$334K

vs edgeAI estimate

−13.3%

$/sqft vs NORTHWOOD PINES

$149 vs $200

Days on market

23 vs 75 typical

Where $149/sqft sits among the 6 homes for sale in NORTHWOOD PINES

1
0 · this home
0
1
3
1
$118–137$137–156$156–175$175–195$195–214$214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32653 — neighborhood snapshot

Population

15,457

Median age

44.4

Median income

$97,700

Median home value

$273,700

Avg household

2.4

Households w/ children

1,735

For the school run

Alachua County School District

ElementaryC. W. Norton Elementary School★★★★★
MiddleWestwood Middle School★★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

5 of 6

NORTHWOOD PINES have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the GAINESVILLE 32653 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $259,700 ▼ $7K
Sep 17, 2026Listed at $267,000 · 23 days on market since
1976Built · NORTHWOOD PINES

Reality check

What actually sold near 5730 NW 29TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5630 NW 27TH TERRACESold · May ’26

$290,000

5630 NW 27TH TERRACE · same community

4 bd · 1 ba · 1,717 sqft · $169/sqft · 62 DOM

2629 NW 55TH BOULEVARDSold · Mar ’26

$244,000

2629 NW 55TH BOULEVARD · same community

3 bd · 2 ba · 1,498 sqft · $163/sqft · 4 DOM

2416 NW 55TH BOULEVARDSold · Jun ’26

$219,000

2416 NW 55TH BOULEVARD · same community

3 bd · 2 ba · 1,465 sqft · $149/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5730 NW 29TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5730 NW 29TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5730 NW 29TH TERRACE FAQs

What would the monthly payment be for 5730 NW 29TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,233/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5730 NW 29TH TERRACE?+

The most recent tax bill on record (2025) was $5,149. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $259,700, this home is listed about 9% below the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5730 NW 29TH TERRACE?+

C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Craig Wilburn. MLS #GC543146.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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