5040 SW 91ST TERRACE UNIT K201, GAINESVILLE, FL, 32608
Active36 days on marketListed Sep 6, 2026MLS #GC543250
About this home
5040 SW 91ST TERRACE UNIT K201
Award-winning Haile Plantation! Enjoy a carefree lifestyle in the heart of Haile Village with this updated 2 bedroom, 2 bathroom second-floor condo. Ideally located in SW Gainesville, Haile Plantation is just 6 miles from the University of Florida, UF Health/Shands and the VA Medical Center. This celebrated New Urbanist community offers an exceptional array of amenities including the Gary Player-designed Hawkstone Golf and Country Club, two pools, a fitness center, Pilates studio, tennis facilities and an equestrian center. Haile Plantation also features miles of scenic trails, parks and playgrounds, while Haile Village puts shops, restaurants, offices and everyday conveniences within walking distance. Inside, the condo has been refreshed with new laminate flooring and interior paint. The open floor plan and banks of windows fill the home with natural light. The spacious Great Room features French doors that open to a covered balcony overlooking the oak-lined street, creating the perfect spot for morning coffee or evening relaxation. Open to the Great Room, the kitchen features a breakfast bar, new stainless steel appliances, white cabinetry and abundant storage. A utility closet includes a full-size washer and dryer along with additional storage space. The split-bedroom floor plan provides excellent privacy. The guest bedroom features updated laminate flooring, newer blinds, a ceiling fan and a walk-in closet. The adjacent guest bathroom includes a tub/shower combination and large vanity. Located just off the entry, the Primary Suite offers updated laminate flooring, a walk-in closet and private ensuite bathroom. The primary bath has been beautifully updated with custom tile, a new shower, updated plumbing fixtures and a new toilet. The condo offers ample open parking and complete exterior maintenance, making it an ideal lock-and-leave property. With one of the highest walkability scores in Gainesville, world-class community amenities and an unbeatable Haile Village location, this condo offers an exceptional combination of convenience, comfort and lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,088
Sqft
0.04 ac
Lot size
2006
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,847 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,847/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs Gainesville actives
$198 vs $198
Days on market
36 vs 75 typical
Where $198/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haile Plantation
Get to know Gainesville. See the full Gainesville guide →
Haile Plantation — neighborhood snapshot
Population
5,843
Median age
48
Median income
$118,974
Median home value
$437,518
Avg household
2
Households w/ children
658
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
243 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 5040 SW 91ST TERRACE UNIT K201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$310,000
6401 SW 78TH STREET
3 bd · 2 ba · 1,204 sqft · $257/sqft · 41 DOM
Sold · Nov ’25$308,000
8417 SW 62ND LANE
3 bd · 2 ba · 1,323 sqft · $233/sqft · 33 DOM
Sold · Apr ’26$325,000
5316 SW 80TH TERRACE
3 bd · 2 ba · 1,332 sqft · $244/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5040 SW 91ST TERRACE UNIT K201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5040 SW 91ST TERRACE UNIT K201 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5040 SW 91ST TERRACE UNIT K201 FAQs
What would the monthly payment be for 5040 SW 91ST TERRACE UNIT K201?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,847/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5040 SW 91ST TERRACE UNIT K201?+
The most recent tax bill on record (2025) was $3,918. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5040 SW 91ST TERRACE UNIT K201?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $215,000, this home is listed about 25% below the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5040 SW 91ST TERRACE UNIT K201?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32608 market on paper
$215,000 is 3% below the GAINESVILLE 32608 median of $221,800, and at $198/sqft it sits under the Gainesville average of $204.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ARISTA REALTY · Mike Hastings. MLS #GC543250.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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