CENTURY 21 Edge
$525,5004 bd3 ba2,026 sqft$259 /sqft≈$4,119 /mo all-in ↓

1326 NW 10TH AVENUE, GAINESVILLE, FL, 32605

Active37 days on marketListed Sep 3, 2026MLS #GC543254

Single Family ResidenceFLORIDA PARK

About this home

1326 NW 10TH AVENUE

**One or more photo(s) was virtually staged**. Come see this rare find! Bright and impeccably maintained Florida Park 4-bedroom 3-bath brick home near UF campus. Enjoy a welcoming living room with desirable Florida mosaic flooring and a gas fireplace, which shares space with a dining room featuring a vintage built-in wooden server. From the living room area, you enter through French doors into an under-air sunroom overlooking the expansive backyard, ideal for entertaining or relaxing with a morning coffee in your own peaceful retreat. A bonus front room with lots of natural light can be used as a study, nursery, or guest room. There is a back-end suite with a separate entrance, Florida tiled floors, beaded wood walls, and a bathroom with a tiled shower and a separate vanity/dressing area. The kitchen has been tastefully updated with classic subway tiles, Corian countertops, and tons of cabinet and drawer space. Bathrooms were redone top-to-bottom in 2022, with new shower enclosures, new tile flooring, subway tiles, and new plumbing. New 2026 roof, fresh paint throughout. Property lot can be subdivided. Hurry, this one won’t last!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,026

Sqft

0.46 ac

Lot size

1945

Year built

One

Levels

$259

Per sqft

Fireplace

Inside

FlooringOther · Vinyl · Hardwood
AppliancesGas Water Heater · Refrigerator · Washer
InteriorOther · Thermostat · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesSouth
ExteriorOther

Community & fees

Taxes (2025)$7,593/yr

Utilities & systems

UtilitiesPublic
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,119 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,094
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$633
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,393Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,393
Interest rate6.00%
Loan term

Estimated payment

$4,119/mo

Principal & interest$3,094
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$633
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $526K
$489KedgeAI estimate $565,543 · range $509K–$609K$633K

vs edgeAI estimate

−7.1%

$/sqft vs Gainesville actives

$259 vs $198

Days on market

37 vs 75 typical

Where $259/sqft sits among the 400 Gainesville actives

71
88
99
73
30 · this home
39
$120–152$152–184$184–215$215–247$247–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside University Park

Get to know Gainesville. See the full Gainesville guide →

University Park — neighborhood snapshot

Population

4,173

Median age

30

Median income

$61,923

Median home value

$377,890

Avg household

2

Households w/ children

133

For the school run

Alachua County School District

ElementaryCarolyn Beatrice Parker Elementary★★★★★
HighGainesville High School★★★★★
MiddleWestwood Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

242 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the GAINESVILLE 32605 median. See the full Gainesville market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $525,500 · 37 days on market since
1945Built · FLORIDA PARK

Reality check

What actually sold near 1326 NW 10TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1523 NW 11TH ROADSold · Jan ’26

$450,000

1523 NW 11TH ROAD · same community

3 bd · 2 ba · 2,068 sqft · $218/sqft · 12 DOM

1416 NW 12TH ROADSold · Feb ’26

$390,000

1416 NW 12TH ROAD · same community

3 bd · 2 ba · 1,909 sqft · $204/sqft · 0 DOM

1326 NW 14TH AVENUESold · Aug ’26

$325,000

1326 NW 14TH AVENUE · same community

3 bd · 2 ba · 1,814 sqft · $179/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1326 NW 10TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1326 NW 10TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1326 NW 10TH AVENUE FAQs

What would the monthly payment be for 1326 NW 10TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,119/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1326 NW 10TH AVENUE?+

The most recent tax bill on record (2025) was $7,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $525,500, this home is listed about 84% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1326 NW 10TH AVENUE?+

Carolyn Beatrice Parker Elementary (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Jorge Vera-DuBois, LLC. MLS #GC543254.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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