1252 NW 78TH AVENUE, BELL, FL, 32619
Active36 days on marketListed Sep 4, 2026MLS #GC543267
About this home
1252 NW 78TH AVENUE
Check Out this Split Possible Vacation Rental or In-Law Suite on 1.04 Acres with Access to the Suwannee River Log Landing Boat Ramp 5 mins from home.. Custom Built Bottom Unit is 1 Bdrm w/ Full Bath, Kitchen and Living Area w/Washer and Dryer. Window Unit for A/C and Gas Stove for Heat! Upstairs Unit is a Studio with has Cent A/C, Walk-in Closet, Small Kitchenette and a 1/2 Bath that can easily be made into a Full Bath. Top Unit has Private Entrance with Nice Deck. Property has Covered Parking for your Car, RV or Boat and a Separate Carport. Another 1/2 Bath and Outdoor Shower is Located on the Ground Floor for Rinsing Off after a day on the River! Also included is a Generac Whole House Generator, Metal Storage Shed and Separate Workshop! Best Part NO HOA FEES! This Split Home is Ready to Make it Your Way! Needs a little loving, but has Great Potential!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,034
Sqft
1.04 ac
Lot size
2019
Year built
Multi/Split
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,389 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,389/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.5%
$/sqft vs Bell actives
$174 vs $218
Days on market
36 vs 81 typical
Where $174/sqft sits among the 25 Bell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$273K → $240K
Bell median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
16 of 25
Bell actives have cut their price
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Reality check
What actually sold near 1252 NW 78TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$275,000
4623 TURNER ROAD · same community
3 bd · 2 ba · 1,252 sqft · $220/sqft · 127 DOM
Sold · Oct ’25$300,000
4889 MYRTLE VIEW DRIVE N · same community
3 bd · 2 ba · 1,271 sqft · $236/sqft · 175 DOM
Sold · Apr ’26$240,000
4695 TURNER ROAD · same community
3 bd · 2 ba · 1,296 sqft · $185/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1252 NW 78TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1252 NW 78TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1252 NW 78TH AVENUE FAQs
What would the monthly payment be for 1252 NW 78TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1252 NW 78TH AVENUE?+
The most recent tax bill on record (2025) was $1,087. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bell?+
At $179,900, this home is listed about 45% below the Bell median of $327,245. The market section on this page shows how the area is trending.
Which schools are assigned to 1252 NW 78TH AVENUE?+
Bell Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELL 32619 market on paper
$179,900 is 35% below the BELL 32619 median of $275,000, and at $174/sqft it sits under the Bell average of $252.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $189,000, now $179,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Martha Cornelius. MLS #GC543267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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