CENTURY 21 Edge
$1,149,0004 bd3 ba3,084 sqft$373 /sqft≈$7,101 /mo all-in ↓

12041 SW 12TH LANE, GAINESVILLE, FL, 32607

Active38 days on marketListed Sep 4, 2026MLS #GC543290

✦ New constructionSingle Family ResidenceGLORIAS WAY

About this home

12041 SW 12TH LANE

Welcome to this newly completed contemporary residence in Gloria’s Way, offering 4 bedrooms, 3 full bathrooms, a private den/office, and approximately 3,084 square feet of heated living space. Designed by an engineering-led design-build team with commercial construction experience, this home combines dramatic architectural scale, thoughtful functionality, and high-quality finishes throughout. The open-concept interior features soaring ceilings exceeding 12 feet throughout the main living areas and bedrooms, with ceiling heights exceeding 16 feet in the foyer and private office. The spacious great room is filled with natural light and opens to the covered lanai through oversized 10-foot-tall sliding glass doors, creating an effortless indoor-outdoor connection. At the heart of the home is a beautifully designed kitchen featuring quartz countertops, an oversized island, three rows of custom cabinetry, abundant storage, and a complete appliance package including a cooktop, double wall ovens, dishwasher, refrigerator, range hood, washer, and dryer. The thoughtfully designed split floor plan includes two primary suites, providing exceptional flexibility for multigenerational living, guests, or additional privacy. The main primary suite features a spacious walk-in closet and a spa-inspired bathroom with a double shower, tub, makeup vanity, and generous counter space. Additional features include luxury vinyl plank flooring, extensive recessed lighting, two independent HVAC systems for enhanced comfort and efficiency, a full irrigation system, a custom bar/entertaining area, and a spacious attached garage with elevated storage potential. A custom pool and outdoor kitchen package may also be added at the buyer’s request for an additional cost. Located in the desirable Gloria’s Way community in Gainesville, this distinctive home offers modern architecture, generous living spaces, impressive ceiling heights, and a level of design rarely found in typical new construction.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,084

Sqft

0.22 ac

Lot size

2

Garage

2026

Year built

One

Levels

$373

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile · Epoxy · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorHigh Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationSlab
FacesNorth
ParkingCovered · Garage Door Opener · Garage Faces Side · Oversized
ExteriorIrrigation System · Lighting · Private Entrance · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$75/mo
Taxes (2025)$2,824/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Available · Natural Gas Connected · Public · Sewer Available · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,101 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,200
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$235
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $114,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $114,900
Interest rate6.00%
Loan term

Estimated payment

$7,101/mo

Principal & interest$6,200
PMI (est., until 20% equity)$431
Property taxes (actual bill)$235
HOA / condo fee$75
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$737KedgeAI estimate $831,443 · range $768K–$915K$1.2M

vs edgeAI estimate

+38.2%

$/sqft vs Gainesville actives

$373 vs $198

Days on market

38 vs 75 typical

Where $373/sqft sits among the 400 Gainesville actives

96
122
110
40
17
15 · this home
$120–162$162–204$204–246$246–288$288–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32607 — neighborhood snapshot

Population

31,938

Median age

26.9

Median income

$46,517

Median home value

$297,800

Avg household

2.2

Households w/ children

2,649

For the school run

Alachua County School District

HighF. W. Buchholz High School★★★★★
MiddleKanapaha Middle School★★★★★
ElementaryMyra Terwilliger Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

245 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 568% above the GAINESVILLE 32607 median. See the full Gainesville market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $1,149,000 · 38 days on market since
2026Built · GLORIAS WAY

Reality check

What actually sold near 12041 SW 12TH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

951 SW 120TH DRIVESold · May ’26

$860,000

951 SW 120TH DRIVE · same community

4 bd · 3 ba · 2,956 sqft · $291/sqft · 105 DOM

12059 SW 12TH LANESold · Mar ’26

$880,000

12059 SW 12TH LANE · same community

3 bd · 3.5 ba · 2,562 sqft · $343/sqft · 17 DOM

1068 SW 120TH DRIVESold · May ’26

$640,000

1068 SW 120TH DRIVE · same community

4 bd · 3 ba · 2,384 sqft · $268/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 12041 SW 12TH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12041 SW 12TH LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12041 SW 12TH LANE FAQs

What would the monthly payment be for 12041 SW 12TH LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,101/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12041 SW 12TH LANE?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12041 SW 12TH LANE?+

The most recent tax bill on record (2025) was $2,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12041 SW 12TH LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $1,149,000, this home is listed about 303% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12041 SW 12TH LANE?+

F. W. Buchholz High School (high), Kanapaha Middle School (middle), Myra Terwilliger Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Mo Hatami. MLS #GC543290.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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