1320 NE 28TH AVENUE, GAINESVILLE, FL, 32609
Active17 days on marketListed Sep 23, 2026MLS #GC543441
About this home
1320 NE 28TH AVENUE
Welcome to this solid concrete block home offering durable construction and a hint of mid-century charm. This property provides a bright and inviting living space ready for your personal touch. The open living and dining area creates an easy flow for daily living, while nearby windows bring in plenty of natural light. Step outside to enjoy a maintainable yard with room for outdoor recreation, gardening, or relaxing under the mature trees. Situated in a central Northeast Gainesville location, this home offers convenient access to nearby parks, shopping, dining, and downtown Gainesville. A fantastic opportunity for buyers seeking low-maintenance living with character!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,704
Sqft
0.19 ac
Lot size
1963
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,732 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,732/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Gainesville actives
$132 vs $198
Days on market
17 vs 75 typical
Where $132/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Court Manor
Get to know Gainesville. See the full Gainesville guide →
Highland Court Manor — neighborhood snapshot
Population
1,713
Median age
28
Median income
$85,993
Median home value
$135,000
Avg household
2
Households w/ children
102
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
245 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1320 NE 28TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$238,200
2816 NE 14TH DRIVE · same community
3 bd · 2 ba · 1,574 sqft · $151/sqft · 65 DOM
Sold · Sep ’26$130,000
2832 NE 11TH TERRACE · same community
4 bd · 2 ba · 1,538 sqft · $85/sqft · 12 DOM
Sold · Jul ’26$260,000
3015 NE 13TH DRIVE · same community
3 bd · 2 ba · 1,899 sqft · $137/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1320 NE 28TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1320 NE 28TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1320 NE 28TH AVENUE FAQs
What would the monthly payment be for 1320 NE 28TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,732/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1320 NE 28TH AVENUE?+
The most recent tax bill on record (2025) was $1,779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $225,000, this home is listed about 21% below the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1320 NE 28TH AVENUE?+
Howard W. Bishop Middle School (middle), Marjorie Kinnan Rawlings Elementary School (elementary), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Matthew Chapman. MLS #GC543441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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