CENTURY 21 Edge
$404,900$424,9003 bd2 ba1,767 sqft$229 /sqft≈$3,427 /mo all-in ↓

9431 SW 66TH ROAD, GAINESVILLE, FL, 32608

Active23 days on marketListed Sep 17, 2026MLS #GC543488

✦ Reduced $20KSingle Family ResidenceLUGANO PH I

About this home

9431 SW 66TH ROAD

Virtually Staged. If you’re looking for a newer Southwest Gainesville home with more yard, a dedicated study, and access to neighborhood amenities, this 3-bedroom home in Lugano may be the one. Inside, the open main living area feels bright and spacious, with high ceilings, tile flooring, abundant natural light, plus solar tubes bringing additional daylight into the great room. A tray ceiling adds architectural detail. The kitchen and living areas are connected, while the separate study gives you a flex space away from the bedrooms. The primary suite includes another tray ceiling, a large walk-in closet, and built-in cabinetry and custom shelving. The bedrooms and study have been freshly painted. Outside, an extra large fenced backyard gives you considerably more usable outdoor space than you typically find in newer communities. It includes an open patio, established landscaping, and a fire-pit area. Lugano residents also have access to a community pool, clubhouse, tennis and pickleball courts, basketball court, playgrounds, and other neighborhood amenities. From here, you’re well positioned for Southwest Gainesville shopping, dining, healthcare, recreation, and major employment centers—without giving up the yard space that can be hard to find in newer construction.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,767

Sqft

0.19 ac

Lot size

2

Garage

2017

Year built

One

Levels

$229

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
FacesNorth
ExteriorFire Pit · Private Yard · Sidewalk

Community & fees

HOA fee$195/mo
Taxes (2025)$6,108/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,427 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$509
HOA fee — from the listing$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,172Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,172
Interest rate6.00%
Loan term

Estimated payment

$3,427/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$509
HOA / condo fee$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$366KedgeAI estimate $398,792 · range $381K–$411K$427K

vs edgeAI estimate

+1.5%

$/sqft vs Gainesville actives

$229 vs $198

Days on market

23 vs 75 typical

Where $229/sqft sits among the 400 Gainesville actives

70
86
99
73 · this home
34
38
$120–152$152–183$183–215$215–247$247–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Southgate

Get to know Gainesville. See the full Gainesville guide →

Southgate — neighborhood snapshot

Population

1,049

Median age

38

Median income

$160,506

Median home value

$425,464

Avg household

3

Households w/ children

171

For the school run

Alachua County School District

ElementaryArcher Elementary★★★★★
MiddleOak View Middle School★★★★★
HighNewberry High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

245 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $404,900 ▼ $20K
Sep 17, 2026Listed at $424,900 · 23 days on market since
2017Built · LUGANO PH I

Reality check

What actually sold near 9431 SW 66TH ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6640 SW LUGANO COURTSold · Jul ’26

$387,500

6640 SW LUGANO COURT · same community

3 bd · 2 ba · 1,559 sqft · $249/sqft · 2 DOM

7513 SW 85TH DRIVESold · Jun ’26

$365,000

7513 SW 85TH DRIVE

3 bd · 2 ba · 1,792 sqft · $204/sqft · 26 DOM

7894 SW 80TH DRIVESold · May ’26

$395,000

7894 SW 80TH DRIVE

3 bd · 2.5 ba · 1,740 sqft · $227/sqft · 155 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9431 SW 66TH ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9431 SW 66TH ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9431 SW 66TH ROAD FAQs

What would the monthly payment be for 9431 SW 66TH ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,427/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9431 SW 66TH ROAD?+

The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9431 SW 66TH ROAD?+

The most recent tax bill on record (2025) was $6,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9431 SW 66TH ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $404,900, this home is listed about 42% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9431 SW 66TH ROAD?+

Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Todd Louis. MLS #GC543488.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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