CENTURY 21 Edge
$94,9001 bd1 ba385 sqft$246 /sqft≈$745 /mo all-in ↓

3501 S ATLANTIC AVENUE UNIT 2240, DAYTONA BEACH SHORES, FL, 32118

Active11 days on marketListed Sep 30, 2026MLS #GC543704

✦ Priced 68% below the DAYTONA BEACH SHORES 32118 medianWaterfrontFully furnishedCondo - HotelPIRATES COVE CONDO

About this home

3501 S ATLANTIC AVENUE UNIT 2240

Wake up to beautiful direct ocean views from this oceanfront studio condo at Pirates Cove in Daytona Beach Shores. Floor-to-ceiling glass fills the living space with natural light and opens to a private balcony overlooking the beach and Atlantic Ocean. The open layout includes living, dining, and sleeping areas, with tile flooring throughout, crown molding, and ceiling fans. The kitchen features wood cabinetry, dark countertops, tile backsplash, full-size range, refrigerator, and built-in microwave. The updated bathroom offers a stone-top vanity and tiled walk-in shower.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

385

Sqft

1.28 ac

Lot size

1973

Year built

Multi/Split

Levels

$246

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringCeramic Tile
AppliancesMicrowave · Range · Refrigerator
InteriorCrown Molding
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionBlock
FoundationBlock
ViewWater
FacesWest
ExteriorBalcony

Community & fees

Taxes (2025)$1,772/yr
PetsNo
CommunityBuyer Approval Required

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$745 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$438
Property tax — 2025 actual bill$148
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $28,470
Interest rate6.90%
Loan term

Estimated payment

$745/mo

Principal & interest$438
Property taxes (actual bill)$148
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Daytona Beach Shores actives

$246 vs $313

Days on market

11 vs 49 typical

Where $246/sqft sits among the 84 Daytona Beach Shores actives

18
13 · this home
20
17
7
9
$189–237$237–284$284–331$331–379$379–426$426+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach Shores

Drive times from this address

Downtown Orlando≈ 64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach Shores. See the full Daytona Beach Shores guide →

DAYTONA BEACH SHORES 32118 — neighborhood snapshot

Population

18,075

Median age

59.4

Median income

$60,418

Median home value

$339,500

Avg household

1.83

Households w/ children

976

For the school run

Volusia County School District

MiddleCampbell Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach Shores market

Seller’s marketLeans buyer — 19.6 months of inventoryBuyer’s market

$450K → $398K

Daytona Beach Shores median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

37 of 84

Daytona Beach Shores actives have cut their price

Median sold price, Daytona Beach Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the DAYTONA BEACH SHORES 32118 median. See the full Daytona Beach Shores market guide →

Paper trail

This home's history

Sep 30, 2026Listed at $94,900 · 11 days on market since
1973Built · PIRATES COVE CONDO

Reality check

What actually sold near 3501 S ATLANTIC AVENUE UNIT 2240

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3501 S ATLANTIC AVENUE UNIT 3140Sold · Jan ’26

$129,900

3501 S ATLANTIC AVENUE UNIT 3140 · same community

1 bd · 1 ba · 385 sqft · $337/sqft · 9 DOM

3501 S ATLANTIC AVENUE UNIT 3180Sold · Oct ’26

$105,000

3501 S ATLANTIC AVENUE UNIT 3180 · same community

1 bd · 1 ba · 385 sqft · $273/sqft · 9 DOM

3727 S ATLANTIC AVENUE UNIT 319Sold · Apr ’26

$130,000

3727 S ATLANTIC AVENUE UNIT 319

0 bd · 1 ba · 391 sqft · $332/sqft · 137 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3501 S ATLANTIC AVENUE UNIT 2240 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3501 S ATLANTIC AVENUE UNIT 2240 — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3501 S ATLANTIC AVENUE UNIT 2240 FAQs

What would the monthly payment be for 3501 S ATLANTIC AVENUE UNIT 2240?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $745/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3501 S ATLANTIC AVENUE UNIT 2240?+

The most recent tax bill on record (2025) was $1,772. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3501 S ATLANTIC AVENUE UNIT 2240?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach Shores?+

At $94,900, this home is listed about 79% below the Daytona Beach Shores median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3501 S ATLANTIC AVENUE UNIT 2240?+

Campbell Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DAYTONA BEACH SHORES 32118 market on paper

$94,900 is 68% below the DAYTONA BEACH SHORES 32118 median of $299,900, and at $246/sqft it sits under the Daytona Beach Shores average of $320.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

Listing courtesy of EXP REALTY LLC · Jonathan Carroll. MLS #GC543704.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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