CENTURY 21 Edge
$1,325,0005 bd3 ba4,742 sqft$279 /sqft≈$9,438 /mo all-in ↓

10630 NW 153RD TERRACE, ALACHUA, FL, 32615

Active12 days on marketListed Sep 28, 2026MLS #GC543710

Private poolSingle Family ResidenceRED OAK ESTATES

About this home

10630 NW 153RD TERRACE

Set on five fully fenced acres within a gated community - and tucked behind its own private gated entrance- this 2022-built pool home is defined by an extraordinary sense of scale, privacy, and space. Twelve-foot ceilings extend throughout the main level before soaring to 20+ feet in the dramatic cathedral-ceiling living room, where walls of windows frame views across the pool, sprawling backyard, and granddaddy oaks beyond. Inside, wide-plank white oak engineered hardwood floors carry throughout an exceptionally spacious four-way split floor plan designed to provide both openness and separation. At the heart of the home, the kitchen features porcelain countertops, stainless steel appliances, a six-burner gas range, a center island, and a breakfast bar with seating for four. The kitchen opens directly into the remarkable 38’ x 24’ living room, creating one expansive gathering space filled with natural light and views of the property from nearly every angle. Privately positioned on the north side of the home, the primary suite is truly its own wing. A 12-foot walk-in closet leads to the bedroom, which opens onto a private screened porch overlooking the grounds. The primary bath is equally generous, with two extensive vanities, a jetted soaking tub, and an oversized frameless glass shower with multiple shower heads. Across the home, two additional bedrooms share a full bath, while a second primary suite is tucked behind the kitchen- complete with another oversized walk-in closet and private bath featuring a tub and frameless glass shower. Four bedrooms and three full baths are located on the first floor, while upstairs, a spacious bonus room offers flexibility for an office, media room, gym, additional living space, or a fifth bedroom. An exceptionally large laundry room provides abundant storage and enough space to accommodate a second washer and dryer set. Outside, the scale continues. The entire five-acre property is fenced, with expansive lawns surrounding the home and no neighboring residence directly behind it. Instead, the backyard opens to mature trees, granddaddy oaks, and the pool, creating a setting that feels remarkably private while still being part of a gated community. All of this is located exceptionally close to everything- just 7 minutes to downtown Alachua and 10 minutes to town of tioga and I-75.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

4,742

Sqft

5.01 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$279

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Gas Water Heater · Ice Maker · Microwave · Range Hood · Refrigerator · Tankless Water Heater
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCement Siding · HardiPlank Type · Wood Frame (FSC Certified)
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Golf Cart Garage · Underground
ExteriorFrench Doors · Irrigation System

Community & fees

HOA fee$100/mo
Taxes (2024)$18,373/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Underground Utilities
WaterNone · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,438 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,150
PMI (est., until 20% equity)$497
Property tax — 2024 actual bill$1,531
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $132,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $132,500
Interest rate6.00%
Loan term

Estimated payment

$9,438/mo

Principal & interest$7,150
PMI (est., until 20% equity)$497
Property taxes (actual bill)$1,531
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$986KedgeAI estimate $1,141,729 · range $1.0M–$1.2M$1.4M

vs edgeAI estimate

+16.1%

$/sqft vs Alachua actives

$279 vs $190

Days on market

12 vs 90 typical

Where $279/sqft sits among the 140 Alachua actives

61
41
12
9 · this home
6
11
$151–186$186–221$221–257$257–292$292–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Alachua

Get to know Alachua. See the full Alachua guide →

ALACHUA 32615 — neighborhood snapshot

Population

16,244

Median age

40.3

Median income

$79,983

Median home value

$289,000

Avg household

2.56

Households w/ children

1,833

For the school run

Alachua County School District

ElementaryW. W. Irby Elementary School
ElementaryAlachua Elementary School★★★★★
MiddleA. L. Mebane Middle School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Alachua market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$319K → $333K

Alachua median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

77 of 140

Alachua actives have cut their price

Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 305% above the ALACHUA 32615 median. See the full Alachua market guide →

Paper trail

This home's history

Sep 28, 2026Listed at $1,325,000 · 12 days on market since
2022Built · RED OAK ESTATES

Reality check

What actually sold near 10630 NW 153RD TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12357 NW 139TH COURTSold · Oct ’25

$433,435

12357 NW 139TH COURT

4 bd · 3 ba · 2,967 sqft · $146/sqft · 33 DOM

12433 NW 139TH COURTSold · Oct ’25

$428,345

12433 NW 139TH COURT

4 bd · 3 ba · 2,967 sqft · $144/sqft · 0 DOM

12540 NW 139TH COURTSold · Feb ’26

$410,000

12540 NW 139TH COURT

4 bd · 3 ba · 2,967 sqft · $138/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10630 NW 153RD TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10630 NW 153RD TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10630 NW 153RD TERRACE FAQs

What would the monthly payment be for 10630 NW 153RD TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,438/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10630 NW 153RD TERRACE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10630 NW 153RD TERRACE?+

The most recent tax bill on record (2024) was $18,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10630 NW 153RD TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Alachua?+

At $1,325,000, this home is listed about 278% above the Alachua median of $350,850. The market section on this page shows how the area is trending.

Which schools are assigned to 10630 NW 153RD TERRACE?+

W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Jonathan Mills. MLS #GC543710.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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