12212 NW 194TH TERRACE, ALACHUA, FL, 32615
Active16 days on marketListed Sep 24, 2026MLS #GC543772
About this home
12212 NW 194TH TERRACE
With an assumable interest rate of 2.7%, this recently updated craftsman’s cypress retreat sits on 5 acres. The 3-bedroom, 2-bath, 1,502 sq. ft. home features a new 40-year upgraded metal roof and luxury vinyl plank flooring throughout the great room, dining area, kitchen, hallway, and bedrooms. Bathrooms have been fully remodeled with tiled showers, new vanities, light fixtures, plumbing fixtures, glass shower enclosures, and more. The kitchen boasts granite countertops and new appliances with an extended 5 year warranty. Vaulted tongue-and-groove ceilings and large windows in the great room, dining area, and reading nook add charm. Built almost entirely of old-growth milled cypress wood, this home offers timeless quality and rare craftsmanship. The spacious primary suite includes a walk-in closet and an attached screened wooden deck with a hot tub and outdoor seating. The great room has built-in bookshelves, while all bedroom closets are lined with cedar. A detached cypress-built shed provides space for a workshop, storage or possible detached ADU. There are connections for propane gas if desired including a gas tankless water heater and a gas line for a gas stove. Wiring and conduit in place for Electric Vehicle charger. Kinetic fiber optic internet. City of Alachua electric. Well and septic recently serviced. Privately located yet minutes downtown Alachua, Santa Fe High School, shopping, dining, and parks. Including places like Chick-Fil-A, Publix, Wawa, Ellianos, Zaxby's, I-75 for north/south access and all kinds of natural springs. Floorplan and survey available.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,502
Sqft
5.1 ac
Lot size
1991
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,311 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.8%
$/sqft vs Alachua actives
$286 vs $190
Days on market
16 vs 92 typical
Where $286/sqft sits among the 140 Alachua actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Alachua
Get to know Alachua. See the full Alachua guide →
ALACHUA 32615 — neighborhood snapshot
Population
16,244
Median age
40.3
Median income
$79,983
Median home value
$289,000
Avg household
2.56
Households w/ children
1,833
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Alachua market
$319K → $333K
Alachua median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
78 of 140
Alachua actives have cut their price
Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the ALACHUA 32615 median. See the full Alachua market guide →
Paper trail
This home's history
Reality check
What actually sold near 12212 NW 194TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$295,000
12212 NW 194TH TERRACE · same community
3 bd · 2 ba · 1,502 sqft · $196/sqft · 115 DOM
Sold · Dec ’25$185,000
18918 NW COUNTY ROAD 2054
3 bd · 1 ba · 1,519 sqft · $122/sqft · 34 DOM
Sold · Mar ’26$336,000
20710 NW COUNTY ROAD 2054
3 bd · 2 ba · 1,541 sqft · $218/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 12212 NW 194TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12212 NW 194TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12212 NW 194TH TERRACE FAQs
What would the monthly payment be for 12212 NW 194TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,311/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12212 NW 194TH TERRACE?+
The most recent tax bill on record (2025) was $5,163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12212 NW 194TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Alachua?+
At $429,900, this home is listed about 23% above the Alachua median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12212 NW 194TH TERRACE?+
W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Jonathan Colon. MLS #GC543772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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