915 SW 86TH WAY, GAINESVILLE, FL, 32607
Active9 days on marketListed Oct 1, 2026MLS #GC543862
About this home
915 SW 86TH WAY
Virtually Staged. Welcome home to this beautifully updated 3-bedroom, 2.5-bath plus office GW Robinson-built home, ideally situated on a corner lot in the Thornbury neighborhood of Cobblefield. Featuring hardwood and tile flooring throughout the main living areas, new carpet in the bedrooms, and fresh interior paint, this home offers a spacious and functional split floor plan with wonderful indoor-outdoor living. Step inside to a welcoming sitting area filled with natural light and French doors leading directly to the screened pool. The formal dining room flows into the updated kitchen featuring stainless steel appliances, bar-counter seating, a walk-in pantry, and a breakfast nook with another set of French doors opening to the pool area. The spacious living room is anchored by a fireplace with built-in shelving on either side and plenty of windows bringing in natural light. The generously sized primary suite offers plenty of room for a private sitting area, along with windows and a door providing direct access to the pool. The en suite bath features separate vanities, a walk-in shower, jetted soaking tub, and walk-in closet. Also located on this side of the home is the dedicated office, with windows overlooking the front yard and convenient access to a half bath. On the opposite side of the home, two additional bedrooms share a hall bathroom, providing privacy with the split-bedroom layout. A large laundry room offers additional functionality and provides access to the garage. Outside, enjoy the screened-in pool and generous pool deck with plenty of room for outdoor dining, lounging, and entertaining. Even with the pool, the corner lot still provides ample yard space. With multiple rooms opening directly to the pool, this home was designed to take advantage of Florida’s indoor-outdoor lifestyle. Conveniently located in desirable Cobblefield in SW Gainesville, this home combines a thoughtful floor plan, beautiful living spaces, and a private pool setting. Roof was replaced in 2025. All conveniently located minutes to North Florida Hospital, University of Florida, I-75, and Shands.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,486
Sqft
0.26 ac
Lot size
2
Garage
2003
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,043 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,043/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs COBBLEFIELD
$229 vs $227
Days on market
9 vs 75 typical
Where $229/sqft sits among the 6 homes for sale in COBBLEFIELD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
3 of 6
COBBLEFIELD have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 231% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 915 SW 86TH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$617,000
1488 SW 84TH TERRACE · same community
4 bd · 3 ba · 2,507 sqft · $246/sqft · 144 DOM
Sold · Oct ’25$491,000
8488 SW 11TH ROAD · same community
3 bd · 2.5 ba · 2,530 sqft · $194/sqft · 25 DOM
Sold · Jun ’26$560,000
8476 SW 10TH ROAD · same community
4 bd · 3.5 ba · 2,636 sqft · $212/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 915 SW 86TH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 915 SW 86TH WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
915 SW 86TH WAY FAQs
What would the monthly payment be for 915 SW 86TH WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,043/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 915 SW 86TH WAY?+
The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 915 SW 86TH WAY?+
The most recent tax bill on record (2025) was $6,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 915 SW 86TH WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $569,000, this home is listed about 100% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 915 SW 86TH WAY?+
F. W. Buchholz High School (high), Kanapaha Middle School (middle), Myra Terwilliger Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$569,000 runs 231% above the GAINESVILLE 32607 median — but at 2,486 sqft it's also 73% larger than the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
F. W. Buchholz High School, Kanapaha Middle School, Myra Terwilliger Elementary School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MATCHMAKER REALTY OF ALACHUA COUNTY · Gia Arvin. MLS #GC543862.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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