12207 SW STATE ROAD 45, ARCHER, FL, 32618
Active4 days on marketListed Oct 6, 2026MLS #GC543968
About this home
12207 SW STATE ROAD 45
10.25 CLEARED ACRES OF C-2 COMMERCIAL LAND ON US HIGHWAY 27/41 IN ARCHER! Positioned within the Archer, Gainesville and Newberry area, this property offers the acreage, highway frontage and commercial zoning to accommodate a variety of future development possibilities. Located along a major highway corridor with convenient access to Gainesville, Newberry and surrounding North Central Florida communities, this property provides an opportunity to secure a sizable commercial tract in an area experiencing continued development and infrastructure investment. The property has been cleared, and previous civil engineering and development planning contemplated dividing the site into as many as eight commercial lots. Prior plans included an internal roadway, stormwater management and common drainage area. Previous engineering also contemplated connection to the City of Archer municipal water system. Engineering and development documents are available for review. Future infrastructure is another important part of this property's potential. Information provided by the City of Archer, the sewer line serving this area is included in Phase 1 of the City's planned infrastructure project, with work anticipated to begin in 2028. Whether envisioned as a multi-lot commercial development, investment property or site for a future commercial project, this 10.25-acre tract combines C-2 Commercial zoning, a cleared site, highway frontage, previous development planning and planned infrastructure improvements within convenient reach of Gainesville and Newberry. Prior plans contemplated up to eight commercial lots but do not represent final subdivision or development approval. Buyer and buyer's agent should independently verify zoning, permitted uses, utilities, infrastructure project timelines, development potential and all information important to buyer's intended use. Temporary address used for driveway permitting purposes. Final property address is subject to change. **Some listing photos include AI-generated conceptual renderings intended solely to illustrate potential development possibilities. Renderings do not represent existing or approved improvements, site plans, or development approvals.**
Facts & features
The home at a glance
10.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,020 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,020/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Archer
Get to know Archer. See the full Archer guide →
ARCHER 32618 — neighborhood snapshot
Population
7,340
Median age
44.5
Median income
$52,176
Median home value
$195,000
Avg household
2.25
Households w/ children
777
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Archer market
$270K → $354K
Archer median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 293% above the ARCHER 32618 median. See the full Archer market guide →
Paper trail
This home's history
Reality check
What actually sold near 12207 SW STATE ROAD 45
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$120,000
16464 SW 133RD AVENUE
2 bd · 1 ba · 780 sqft · $154/sqft · 21 DOM
Sold · Apr ’26$188,000
14285 SW 174TH STREET
2 bd · 1 ba · 792 sqft · $237/sqft · 6 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 12207 SW STATE ROAD 45 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12207 SW STATE ROAD 45 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12207 SW STATE ROAD 45 FAQs
What would the monthly payment be for 12207 SW STATE ROAD 45?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,020/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12207 SW STATE ROAD 45?+
The most recent tax bill on record (2025) was $6,149. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12207 SW STATE ROAD 45?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Archer?+
At $1,100,000, this home is listed about 267% above the Archer median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12207 SW STATE ROAD 45?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Jessica Vance. MLS #GC543968.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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