551 NE 354TH AVENUE, OLD TOWN, FL, 32680
Active3 days on marketListed Oct 9, 2026MLS #GC544084
About this home
551 NE 354TH AVENUE
Welcome to this beautifully remodeled 3 bedroom 2 bathroom home situated on 5 acres. Nestled in a tranquil neighborhood, this serene location offers peace and privacy, making it an ideal spot to settle down and create your own haven. The home was fully remodeled in 2026 with high-end materials and craftsmanship. Step inside to discover a thoughtfully designed layout featuring a spacious living room perfect for both entertaining and relaxing, accented by natural light pouring in through windows. The kitchen features new stainless-steel appliances and ample cabinet storage. Adjacent to the kitchen is a bonus room with a fireplace and plenty of room for a second living room or office. The home also includes a laundry room. The primary bedroom is spacious and includes a walk-in closet. The primary bathroom has been fully remodeled, with a new vanity and step-in shower. This home has a split floor plan with a living room and dining room, perfect for entertaining and relaxing. On the other side of the home, two additional bedrooms and a fully remodeled bathroom offer ample space, luxury vinyl flooring, and plenty of closet space. These bedrooms also offer versatility for guests. Numerous updates have been made in the last few years, including a full house remodel in 2026: new interior paint, new vinyl flooring and trim, new HVAC, new fans, stainless steel appliances, new doors, new countertops, a new front deck, and fully remodeled bathrooms. Outside, enjoy a 5-acre property with a screened-in back patio, perfect for enjoying your morning coffee. Two ADU units are on the property, offering more storage or the option to convert them into living areas. The property is conveniently located just 20 minutes to Fanning Springs and 45 minutes to Steinhatchee. This is a one-of-a-kind property, so call today to schedule a showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,512
Sqft
5.03 ac
Lot size
1998
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,729 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,729/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−63.6%
$/sqft vs N/A
$159 vs $275
Days on market
3 vs 77 typical
Where $159/sqft sits among the 244 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
The numbers that matter
The Old Town market
$198K → $179K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
138 of 244
N/A have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 551 NE 354TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$270,000
146 BARRINGTON AVENUE · same community
4 bd · 2 ba · 1,554 sqft · $174/sqft · 6 DOM
Sold · May ’26$649,000
5011 SE 193RD PLACE · same community
4 bd · 3 ba · 1,560 sqft · $416/sqft · 47 DOM
Sold · Jun ’26$387,000
3060 NE TOP TERRACE · same community
4 bd · 2 ba · 1,601 sqft · $242/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 551 NE 354TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 551 NE 354TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
551 NE 354TH AVENUE FAQs
What would the monthly payment be for 551 NE 354TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,729/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 551 NE 354TH AVENUE?+
The most recent tax bill on record (2025) was $603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Old Town?+
At $239,900, this home is listed about 12% below the Old Town median of $272,445. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP- TIOGA · Kyle Hoppenworth. MLS #GC544084.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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