3324 SW 49TH TERRACE, GAINESVILLE, FL, 32608
Active37 days on marketListed Jul 2, 2026MLS #J1002553
About this home
3324 SW 49TH TERRACE
Experience elevated living in the heart of Celebration Pointe. This stunning two-story townhome features 3 bedrooms, 2.5 bathrooms, and a bright open-concept floor plan filled with natural light. Designed for both everyday living and entertaining, it offers stylish living spaces, a modern kitchen, and an attached one-car garage. Enjoy the ultimate walkable lifestyle with premier shopping, exceptional restaurants, a movie theater, and scenic walking paths just steps away. Resort-style amenities include a sparkling community pool, cabana, spa, and beautifully maintained common areas. Located minutes from the University of Florida, top-ranked healthcare, and Gainesville's thriving innovation district, this home blends luxury, convenience, and lifestyle perfect as a primary residence, game-day getaway, or investment opportunity.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,640
Sqft
0.03 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,143 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,143/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.2%
$/sqft vs Gainesville actives
$265 vs $202
Days on market
37 vs 45 typical
Where $265/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $333K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3324 SW 49TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$370,000
3288 SW 49TH TERRACE · same community
3 bd · 2.5 ba · 1,640 sqft · $226/sqft · 192 DOM
Sold · Jul ’26$405,000
3289 SW 50TH DRIVE · same community
3 bd · 2.5 ba · 1,640 sqft · $247/sqft · 2 DOM
Sold · Jun ’26$445,000
3317 SW 50TH DRIVE · same community
3 bd · 2.5 ba · 1,856 sqft · $240/sqft · 396 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3324 SW 49TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3324 SW 49TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3324 SW 49TH TERRACE FAQs
What would the monthly payment be for 3324 SW 49TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,143/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3324 SW 49TH TERRACE?+
The most recent tax bill on record (2025) was $2,757. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3324 SW 49TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $435,000, this home is listed about 46% above the Gainesville median of $297,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3324 SW 49TH TERRACE?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1002553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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