6938 CECILIA AVENUE, SEBRING, FL, 33872
Active45 days on marketListed Aug 28, 2026MLS #J1004568
About this home
6938 CECILIA AVENUE
Welcome to one of the largest and most desirable villa floor plans in Sun 'N Lake! This beautifully updated 4 bdrm 2-bath home with a dedicated office offers over 2,100 square feet of spacious living that combines comfort, functionality, and style in one of Sebring's most sought-after communities. Step inside to soaring ceilings, abundant natural light, and an impressive open layout featuring a dramatic entry with 18-foot ceilings and expansive living spaces throughout. The heart of the home is the spacious kitchen, with a large center island, stainless steel appliances, abundant cabinet space, and seamless flow into the living and dining areas—perfect for entertaining and everyday living. The split-bedroom floor plan provides privacy and flexibility, while the dedicated office is perfect for working from home, hobbies, or additional guest space. The oversized primary suite features elegant coffered ceilings, a large walk-in closet, and a luxurious ensuite bath complete with a Jacuzzi tub and separate shower. Additional highlights include a spacious two-car garage, with private Drvwy, tankless water heater, tile roof, updated finishes, and generous room sizes throughout. Enjoy access to championship golf courses, tennis courts, community recreation facilities, and one of the area's premier country club communities. Conveniently situated near State Parks, Sebring Raceway, AdventHealth Sebring, shopping, dining, and major routes including US-27.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,223
Sqft
0.14 ac
Lot size
2
Garage
2007
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,439 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,439/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SUN N LAKE
$133 vs $182
Days on market
45 vs 86 typical
Where $133/sqft sits among the 49 homes for sale in SUN N LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Sebring market
$265K → $274K
Sebring median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
30 of 49
SUN N LAKE have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 6938 CECILIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$419,900
4632 SAN LORENZO DRIVE · same community
4 bd · 2 ba · 2,225 sqft · $189/sqft · 150 DOM
Sold · Jan ’26$495,000
4962 MYRTLE BEACH DRIVE · same community
3 bd · 3 ba · 2,169 sqft · $228/sqft · 95 DOM
Sold · Jan ’26$420,000
6628 SUN N LAKE BOULEVARD · same community
4 bd · 3 ba · 2,092 sqft · $201/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6938 CECILIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6938 CECILIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6938 CECILIA AVENUE FAQs
What would the monthly payment be for 6938 CECILIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,439/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6938 CECILIA AVENUE?+
The most recent tax bill on record (2025) was $4,958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6938 CECILIA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $294,770, this home is priced right at the Sebring median.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1004568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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