2497 US HIGHWAY 98 W, FROSTPROOF, FL, 33843
Active6 days on marketListed Aug 21, 2026MLS #K4903705
About this home
2497 US HIGHWAY 98 W
SPACIOUS 4 BEDROOM HOME ON 1 ACRE! This well-maintained 2022 PALM HARBOR offers 4 Bedrooms, 2 Bathrooms, and plenty of space both inside and outside & situated on ONE (1) ACRE with mature trees, a winding driveway and oversized open parking area. This property offers privacy while still providing plenty of usable space! The home features 9 foot ceilings, sheet rock walls (NO paneling), a split bedroom plan, and a large open-concept kitchen, dining, and family room! The kitchen includes a large island with storage and seating, plenty cabinetry, all appliances, as well as a garbage disposal. The primary en suite is privately located on one end of the home and features two closets (one large walk in closet), dual sinks, and a large walk-in shower. There is a separate 17x12 ft living rm in addition to the open kitchen-dining-family room! The other 3 bedrooms are located on the other end of the home for added privacy. Step outside onto the 12x16 Trex deck located just off the family room. Or take advantage of the 10x16 Ft storage building & lean to outside. There is also a 10x20 Ft fully insulated shed converted into an OFFICE with a window air unit! OTHER HIGHLIGHTS include a "Generac" generator with "owned" gas tank, Aqua Sure filter on the well, as well as a chair lift. There is also a dedicated "Owned" 18 foot internet tower serviced by "Mornet" Communications. There is plenty of room to enjoy outdoor hobbies, gardening, raising chickens or other animals! LOCATED JUST OVER A MILE TO HWY 27, A MAJOR NORTH-SOUTH HIGHWAY AND CONVENIENTLY LOCATED WITHIN A HOUR & HALF DRIVE TO MANY DISNEY ATTRACTIONS AS WELL AS TO BOTH THE "EAST" COAST/ATLANTIC OCEAN & THE "WEST" COAST, GULF OF AMERICA, & TWO INTERNATIONAL AIRPORTS! MANY OTHER ATTRACTIONS WITHIN 30 MINUTE DRIVE!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,836
Sqft
1.21 ac
Lot size
2022
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,272 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,272/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OAKRIDGE ESTATES
$244 vs $193
Days on market
6 vs 59 typical
Where $244/sqft sits among the 9 homes for sale in OAKRIDGE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakridge Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
Oakridge Estates — neighborhood snapshot
Population
2,024
Median age
38
Median income
$41,547
Median home value
$110,200
Avg household
3
Households w/ children
127
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $221K
Frostproof median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 9
OAKRIDGE ESTATES have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 815% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 2497 US HIGHWAY 98 W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$415,000
3066 STEPHANIE DRIVE · same community
3 bd · 2 ba · 1,872 sqft · $222/sqft · 10 DOM
Sold · Apr ’26$280,000
8 OAKRIDGE DRIVE · same community
3 bd · 2 ba · 1,794 sqft · $156/sqft · 1 DOM
Sold · Mar ’26$226,500
2462 STEPHANIE DRIVE · same community
3 bd · 2 ba · 1,941 sqft · $117/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2497 US HIGHWAY 98 W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2497 US HIGHWAY 98 W — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2497 US HIGHWAY 98 W FAQs
What would the monthly payment be for 2497 US HIGHWAY 98 W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,272/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2497 US HIGHWAY 98 W?+
The most recent tax bill on record (2025) was $3,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2497 US HIGHWAY 98 W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $448,500, this home is listed about 48% above the Frostproof median of $302,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2497 US HIGHWAY 98 W?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$448,500 runs 815% above the FROSTPROOF 33843 median — but at 1,836 sqft it's also 22% larger than the typical Frostproof listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Frostproof market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ESTELLE SULLIVAN REALTY, LLC · Estelle Sullivan. MLS #K4903705.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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