44 KELLY RIDGE ROAD, FROSTPROOF, FL, 33843
Active49 days on marketListed Aug 24, 2026MLS #K4903718
About this home
44 KELLY RIDGE ROAD
**Country Living with Room to Roam\!** This beautifully maintained 3\-bedroom, 2\-bathroom split\-bedroom mobile home sits on **over 2 acres**, offering the privacy, space, and versatility you’ve been looking for\. The entire property is **completely fenced** and ready for your animals, hobbies, and outdoor lifestyle\. Step inside to a bright **open\-concept kitchen and living area** featuring attractive cabinetry, all\-black appliances, and durable **luxury vinyl flooring throughout the home**\. The split\-bedroom floor plan provides comfortable separation, with the primary suite tucked away from the additional bedrooms\. Outside is where this property really shines\! Enjoy an **outdoor kitchen and covered entertaining area**, multiple outbuildings for storage or hobbies, and even an **awesome treehouse** that’s sure to be a favorite\. A small pond area is **cross\-fenced from the main yard**, creating an ideal space for farm animals, while an additional small pen could be perfect for chickens, a dog, or other pets\. The **washer and dryer convey** with the sale Along with the Star Link internet system\. With plenty of land, fencing, outbuildings, and outdoor amenities, this property offers a lifestyle that’s hard to find at this price point\. **Seller is extremely motivated\! Come take a look, bring your ideas, and make an offer\!**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,088
Sqft
2.5 ac
Lot size
2018
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs OAKRIDGE ESTATES
$234 vs $187
Days on market
49 vs 84 typical
Where $234/sqft sits among the 8 homes for sale in OAKRIDGE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakridge Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
Oakridge Estates — neighborhood snapshot
Population
2,024
Median age
38
Median income
$41,547
Median home value
$110,200
Avg household
3
Households w/ children
127
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $249K
Frostproof median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 8
OAKRIDGE ESTATES have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 420% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 44 KELLY RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$140,000
1040 W FROSTPROOF ROAD · same community
2 bd · 1 ba · 1,104 sqft · $127/sqft · 5 DOM
Sold · Aug ’26$249,000
988 FAZZINI DR · same community
2 bd · 1 ba · 912 sqft · $273/sqft · 14 DOM
Sold · Mar ’26$265,000
1500 FAZZINI DRIVE · same community
2 bd · 2 ba · 840 sqft · $315/sqft · 247 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 44 KELLY RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44 KELLY RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44 KELLY RIDGE ROAD FAQs
What would the monthly payment be for 44 KELLY RIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,994/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 44 KELLY RIDGE ROAD?+
The most recent tax bill on record (2025) was $2,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 44 KELLY RIDGE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $255,000, this home is listed about 11% below the Frostproof median of $287,500. The market section on this page shows how the area is trending.
Which schools are assigned to 44 KELLY RIDGE ROAD?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KEYSTONE REALTY · Michelle Hutto. MLS #K4903718.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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