400 VIRGINIA STREET, FROSTPROOF, FL, 33843
Active8 days on marketListed Oct 4, 2026MLS #K4903763
About this home
400 VIRGINIA STREET
Welcome to this charming 3-bedroom, 1-bath home in Frostproof, Florida. This property is situated on a spacious 0.38-acre corner lot and walking distance to Lake Reedy. Property features a newly replaced A/C unit and water heater, giving the next owner added comfort and peace of mind. The large corner lot provides plenty of outdoor space for entertaining, pets, gardening, RV sewer hookup, outdoor shop (previous owner stored his airboat), outdoor storage room lots of endless future possibilities. Whether you’re searching for your first home, an investment property, or a place with extra outdoor space, this home has endless possibilites. 3 Bedrooms | 1 Bathroom | 1,648 Sq. Ft. Under Roof | 0.38 Acres | Corner Lot | Newer A/C & Water Heater Conveniently located in Frostproof and ready for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,544
Sqft
0.38 ac
Lot size
1946
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,755 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,755/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
$/sqft vs Frostproof actives
$141 vs $210
Days on market
8 vs 84 typical
Where $141/sqft sits among the 61 Frostproof actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $249K
Frostproof median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
30 of 61
Frostproof actives have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 345% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 VIRGINIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$385,500
904 S LAKE REEDY BOULEVARD · same community
3 bd · 2 ba · 1,503 sqft · $256/sqft · 0 DOM
Sold · Jan ’26$170,000
501 E 9TH STREET · same community
2 bd · 1 ba · 780 sqft · $218/sqft · 41 DOM
Sold · Jun ’26$153,000
20 FLORIDA STREET
3 bd · 2 ba · 1,492 sqft · $103/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 400 VIRGINIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 VIRGINIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 VIRGINIA STREET FAQs
What would the monthly payment be for 400 VIRGINIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,755/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 VIRGINIA STREET?+
The most recent tax bill on record (2025) was $2,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 VIRGINIA STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $218,000, this home is listed about 24% below the Frostproof median of $287,500. The market section on this page shows how the area is trending.
Which schools are assigned to 400 VIRGINIA STREET?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of 1ST CLASS REAL ESTATE GROUP LL · Elizabeth Becerra. MLS #K4903763.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Frostproof homes, in your inbox
Like 400 VIRGINIA STREET but not quite? A daily digest of every new listing in Frostproof — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →