
814 OAK ROAD, OCALA, FL, 34472
Active13 days on marketListed Sep 29, 2026MLS #K4903826
About this home
814 OAK ROAD
Gorgeous, corner 1 story house, move-in ready, totally renovated, bright, many windows, spacious 3/2 bedroom home, 1360 sq ft,1891 total square feet, has front patio & enclosed back patio, with two backyards, 0.44-acre -- nearly half an acre & a large spacious shed. Modern tile floors thru-out, interior & exterior painted. Designer interior paint, features accent shiplap walls & living room ceiling beams and updated windows installed in 2022. The kitchen is fully renovated with new cabinetry, quartz countertops, modern fixtures, new appliances & lots of storage. Both bathrooms have also been completely renovated with granite countertops & contemporary finishes. Master bathroom has a shower & the guest bathroom has a walk-in jacuzzi bathtub. Major system upgrades include a new shingle roof installed in 2021& a new A/C system installed in 2022. Additional features is a one-car garage with an epoxy floor & extra insulation & lots of storage. No one will build across the street from the house, the publicly lit street & sidewalk is right across the street, neighbors' houses are at a bigger distance to this house compared to most of the areas' houses, lending itself to more privacy. The house's driveway is inclined to eliminate the risk of house flooding while giving you a greater many views from the house. Sold as-is and in excellent condition—schedule your showing today. Owner has packed her moving boxes in the garage and will leave many items in the shed and garage for the new owner to keep. There is a 5 minute drive to Silver Springs Shores Community Center with 3 pools, pickleball, gym, classes, boating, events etc you can belong to for a small fee of $5 per year. One block up there is also a community park with a pond, lake & pier. The HOA yearly fee is a $148 per year year covers the park maintenance, garbage & landscaping pickup once per week. The house feels new & you get a lot of more perks & pay much less in taxes than for the cost of a new house.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,360
Sqft
0.44 ac
Lot size
1
Garage
1988
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,846 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,846/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs Ocala actives
$184 vs $181
Days on market
13 vs 74 typical
Where $184/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
222 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 814 OAK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$110,000
329 OAK TRACK DRIVE · same community
3 bd · 2 ba · 1,342 sqft · $82/sqft · 114 DOM
Sold · Aug ’26$196,000
329 OAK TRACK DRIVE · same community
3 bd · 2 ba · 1,342 sqft · $146/sqft · 86 DOM
Sold · Jan ’26$224,900
328 OAK TRACK RUN · same community
3 bd · 2 ba · 1,325 sqft · $170/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 814 OAK ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 814 OAK ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
814 OAK ROAD FAQs
What would the monthly payment be for 814 OAK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,846/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 814 OAK ROAD?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 814 OAK ROAD?+
The most recent tax bill on record (2025) was $1,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 814 OAK ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $249,900, this home is listed about 16% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 814 OAK ROAD?+
Legacy Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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