4515 STARFISH AVENUE, SEBRING, FL, 33870
Active401 days on marketListed Jul 1, 2025MLS #L4954076
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About this home
4515 STARFISH AVENUE
Welcome to your next home sweet home in the heart of Sebring! USDA Eligible so you may possibly be able to buy this home with no down payment! This spacious 3-bedroom, 2-bath gem offers a smart split floorplan with generously sized bedrooms—giving everyone their own space to relax. The bright and airy living areas flow seamlessly, making it ideal for everyday comfort and entertaining alike. The attached 2-car garage includes a built-in storage room/workshop, perfect for weekend projects, hobbies, or extra storage. Step out back to a screened-in rear patio where you can unwind in the shade and enjoy Florida living at its finest. The backyard is partially fenced and their are no rear neighbors! With no HOA, you’ll have the freedom to enjoy your property your way. Plus, enjoy peace of mind year-round with a BRAND NEW A/C system to keep things cool and comfortable. Conveniently located near shopping, dining, and everything Sebring has to offer—this home is the perfect blend of comfort, convenience, and value. Don’t miss out—schedule your private showing today! All information and sizes are believed to be accurate but should be verified by buyer and or buyers agent.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,336
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,048 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,048/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Sebring actives
$195 vs $185
Days on market
401 vs 72 typical
Where $195/sqft sits among the 205 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $303K
Sebring median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
93 of 205
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the SEBRING 33870 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 4515 STARFISH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$255,000
2714 Valerie Blvd, Sebring FL 33870
3 bd · 2 ba · 1,288 sqft · $198/sqft · 101 DOM
Sold · Dec ’25$255,000
2714 VALERIE BOULEVARD
3 bd · 2 ba · 1,288 sqft · $198/sqft · 100 DOM
Sold · Jul ’26$150,000
4729 CASABLANCA CIRCLE UNIT C21
3 bd · 2 ba · 1,287 sqft · $117/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4515 STARFISH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4515 STARFISH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4515 STARFISH AVENUE FAQs
What would the monthly payment be for 4515 STARFISH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,048/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4515 STARFISH AVENUE?+
The most recent tax bill on record (2024) was $2,905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $260,000, this home is listed about 13% below the Sebring median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4515 STARFISH AVENUE?+
Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$260,000 runs 75% above the SEBRING 33870 median.
02Time on market is leverage
401 days on market against a Sebring median of 72 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $275,000, now $260,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of S & D REAL ESTATE SERVICE LLC · Andrea Anderson. MLS #L4954076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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