CENTURY 21 Edge
$115,000$140,0002 bd2 ba1,120 sqft$103 /sqft$1,061 /mo all-in ↓

1130 N LAKE PARKER AVENUE UNIT A109, LAKELAND, FL, 33805

Active175 days on marketListed Feb 26, 2026MLS #L4959691

Priced 66% below the Lakeland medianReduced $25KCondominiumLAKESIDE VILLAGE #1 COND CB 3 PGS 17-20

About this home

1130 N LAKE PARKER AVENUE UNIT A109

Welcome to this charming 2-bedroom, 2-bathroom ground floor condo of building A nestled in the heart of Central Lakeland. With your own touches and updates this would be the perfect place for you. Offering maintenance-free living and the pool conveniently located steps from your back enclosed lanai, this home perfectly blends comfort and convenience. The open floor plan flows seamlessly into the dining area, which overlooks a bright and airy Florida room, ideal for enjoying morning coffee or a quiet afternoon breeze. The kitchen has ample storage space with a pantry for additional storage while overlooking the dining room. Just off the kitchen is a dedicated laundry room complete with a washer and dryer for added ease. The primary bedroom offers sliding glass doors that open to the Florida room and an ensuite bathroom featuring a walk-in closet. The guest bedroom is located near the hallway bath, making it comfortable for guests or flexible living needs. The building provides convenient access to visiting neighboring units on the additional levels via both elevator and stairway. Residents enjoy community amenities including a pool, clubhouse, shuffleboard, and tennis court, as well as a designated covered parking space for this particular unit steps away from the front door with additional visitor parking available. Centrally located just minutes from downtown Lakeland, with easy access to both north and south Lakeland and convenient interstate travel to Tampa and Orlando, this condo offers an ideal location. Don’t miss the opportunity to make this delightful home yours. This unit is eligible for a quick closing at your timeline and showings are available daily. Schedule your showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,120

Sqft

0.01 ac

Lot size

1975

Year built

One

Levels

$103

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorSidewalk

Community & fees

Taxes (2025)$2,075/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Pool · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,061 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$677
FHA mortgage insurance (est.)$51
Property tax — 2025 actual bill$173
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,025
Interest rate6.00%
Loan term

Estimated payment

$1,061/mo

Principal & interest$677
FHA mortgage insurance (est.)$51
Property taxes (actual bill)$173
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $115K
$110KedgeAI estimate $149,716 · range $139K$154K$160K

vs edgeAI estimate

−23.2%

$/sqft vs Lakeland actives

$103 vs $193

Days on market

175 vs 43 typical

Where $103/sqft sits among the 400 Lakeland actives

35 · this home
111
128
79
21
26
$103–141$141–179$179–217$217–255$255–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 1130 N LAKE PARKER AVENUE UNIT A109

Drive times from this address

Downtown Tampa40 min
Walt Disney World44 min
Tampa Int’l Airport (TPA)51 min
Universal Orlando54 min
Downtown Orlando60 min
Orlando Int’l Airport (MCO)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$316K$323K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

229 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% below the Lakeland median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $115,000 $25K
Feb 26, 2026Listed at $140,000 · 175 days on market since
1975Built · LAKESIDE VILLAGE #1 COND CB 3 PGS 17-20

Reality check

What actually sold near 1130 N LAKE PARKER AVENUE UNIT A109

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1130 N LAKE PARKER AVENUE UNIT A306Sold · Dec ’25

$150,000

1130 N LAKE PARKER AVENUE UNIT A306

2 bd · 2 ba · 1,120 sqft · $134/sqft · 75 DOM

1130 N LAKE PARKER AVENUE UNIT E136Sold · Aug ’25

$149,900

1130 N LAKE PARKER AVENUE UNIT E136

2 bd · 2 ba · 1,120 sqft · $134/sqft · 85 DOM

1130 N LAKE PARKER AVENUE UNIT A103Sold · Sep ’25

$150,000

1130 N LAKE PARKER AVENUE UNIT A103

2 bd · 2 ba · 1,120 sqft · $134/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1130 N LAKE PARKER AVENUE UNIT A109 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1130 N LAKE PARKER AVENUE UNIT A109 — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1130 N LAKE PARKER AVENUE UNIT A109 FAQs

What would the monthly payment be for 1130 N LAKE PARKER AVENUE UNIT A109?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,061/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1130 N LAKE PARKER AVENUE UNIT A109?+

The most recent tax bill on record (2025) was $2,075. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1130 N LAKE PARKER AVENUE UNIT A109?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $115,000, this home is listed about 66% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Lakeland market on paper

$115,000 is 66% below the Lakeland median of $335,000, and at $103/sqft it sits under the Lakeland average of $204.

02Time on market is leverage

175 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $140,000, now $115,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Christine Hubbert. MLS #L4959691.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1130 N LAKE PARKER AVENUE UNIT A109, LAKELAND, FL — 2 Bed, 2 Bath — $115,000 | CENTURY 21 Edge