CENTURY 21 Edge
$324,900$339,9003 bd2 ba1,180 sqft$275 /sqft≈$2,552 /mo all-in ↓

541 W PARK STREET, LAKELAND, FL, 33803

Active46 days on marketListed Aug 25, 2026MLS #L4962518

✦ Reduced $15KSingle Family ResidenceDIXIELAND REV

About this home

541 W PARK STREET

A Dixieland Historic District Delight! This charming, fully updated, move-in-ready historic bungalow offers a wonderful layout and fantastic in-town location. The covered front porch with crisp landscaping, hardie board siding and attractive paint colors makes a great first impression – just bring your own front porch swing or rocking chairs. As you enter the home, you will appreciate fresh interior paint, crown molding, 6 inch baseboards, and updated fixtures throughout. Stylish tiled flooring is a key feature in the primary living, dining and kitchen areas, while brand new carpeting has been installed in all bedrooms. The front of the home includes space for living, dining, and access to the primary suite. The primary suite is comprised of a large bedroom and an updated en-suite bathroom with a tiled shower and granite countertops. At the center of the home lies the kitchen, with attractive features such as tiled backsplash, granite countertops, white cabinetry and stainless-steel appliances. The second bedroom is located off the kitchen. At the back of the home is an open flex space ideal for a dinette, sitting area, bar or office, with access to the second full bathroom, the third bedroom, and an exterior door to the back yard. An open wooden deck overlooks the back yard, providing space for outdoor relaxation and entertainment, plus green space with alleyway parking, and a secured storage closet with laundry access and washer/dryer included. This home was completely remodeled prior to 2019; in addition, the roof was replaced in 2022 and electrical wiring, panel, plumbing and windows have all been updated. If you are looking for a chance to own or invest, this Dixieland Historic District home is an amazing opportunity, right in the heart of Lakeland.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,180

Sqft

0.15 ac

Lot size

1938

Year built

One

Levels

$275

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Stone Counters
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame · Wood Siding
FoundationCrawlspace
FacesSouth
ParkingAlley Access
ExteriorLighting · Sidewalk

Community & fees

Taxes (2025)$4,023/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,552 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$335
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,372
Interest rate6.00%
Loan term

Estimated payment

$2,552/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$335
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$275KedgeAI estimate $295,417 · range $287K–$306K$338K

vs edgeAI estimate

+10%

$/sqft vs Lakeland actives

$275 vs $196

Days on market

46 vs 67 typical

Where $275/sqft sits among the 400 Lakeland actives

75
121
105
50
21 · this home
28
$129–162$162–195$195–229$229–262$262–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dixieland

Drive times from this address

Downtown Tampa≈ 40 min
Walt Disney World≈ 45 min
Tampa Int’l Airport (TPA)≈ 51 min
Universal Orlando≈ 56 min
Downtown Orlando≈ 62 min
Orlando Int’l Airport (MCO)≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Dixieland — neighborhood snapshot

Population

2,413

Median age

39

Median income

$60,581

Median home value

$237,075

Avg household

2

Households w/ children

239

For the school run

Polk County School District

ElementaryDixieland Elementary School★★★★★
MiddleSouthwest Middle School★★★★★
HighLakeland Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

239 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the LAKELAND 33803 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,900 ▼ $15K
Aug 25, 2026Listed at $339,900 · 46 days on market since
1938Built · DIXIELAND REV

Reality check

What actually sold near 541 W PARK STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

302 W PARK STREETSold · Oct ’25

$286,500

302 W PARK STREET · same community

3 bd · 2 ba · 1,162 sqft · $247/sqft · 175 DOM

1030 SOUTH BOULEVARDSold · Sep ’26

$395,000

1030 SOUTH BOULEVARD · same community

2 bd · 2 ba · 1,250 sqft · $316/sqft · 2 DOM

523 W HANCOCK STREETSold · Dec ’25

$217,500

523 W HANCOCK STREET · same community

3 bd · 1 ba · 1,084 sqft · $201/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 541 W PARK STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 541 W PARK STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

541 W PARK STREET FAQs

What would the monthly payment be for 541 W PARK STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,552/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 541 W PARK STREET?+

The most recent tax bill on record (2025) was $4,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $324,900, this home is listed about 3% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 541 W PARK STREET?+

Dixieland Elementary School (elementary), Southwest Middle School (middle), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY · Christine Ehlenbeck. MLS #L4962518.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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