5071 MOSS HAMMOCK TRAIL, SEBRING, FL, 33872
Active1 days on marketListed Jul 30, 2026MLS #L4963786
About this home
5071 MOSS HAMMOCK TRAIL
Welcome to this exceptional 4-bedroom, 3-bathroom home with a dedicated office, offering 2,836 square feet of thoughtfully designed living space. This home blends modern living with the old Florida feel. From the moment you arrive, you'll appreciate the impressive curb appeal featuring a long driveway and a side-entry garage that enhances both convenience and the home's elegant exterior. Inside, the open-concept floor plan is perfect for everyday living and entertaining. The heart of the home is the gourmet kitchen, complete with abundant cabinetry, generous counter space, and an inviting layout that seamlessly flows into the spacious living and dining areas. Retreat to the private owner's suite while family and guests enjoy well-appointed secondary bedrooms and the flexibility of a dedicated home office. Step outside and unwind with peaceful water views, creating the perfect backdrop for your morning coffee or evening sunsets. Ideally located just minutes from Highlands Hammock State Park, you'll enjoy easy access to hiking, biking, wildlife viewing, and one of Florida's most beautiful natural preserves. Conveniently close to shopping, dining, schools, medical facilities, and local amenities, this home offers the perfect combination of luxury, comfort, and location. Don't miss your opportunity to own this beautiful Sebring property—schedule your private showing today! If offer is at asking price buyer could get up to $10k toward concessions. Buyers may also benefit from a 2% incentive when using Homeward Mortgage providing even more value and affordability.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,885
Sqft
0.37 ac
Lot size
2
Garage
2022
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,942 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,942/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebring actives
$179 vs $186
Days on market
1 vs 60 typical
Where $179/sqft sits among the 209 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
89 of 209
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1960% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 5071 MOSS HAMMOCK TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$485,000
5067 MOSS HAMMOCK TRAIL · same community
4 bd · 3 ba · 2,427 sqft · $200/sqft · 34 DOM
Sold · Apr ’26$309,000
2766 DUFFER ROAD
4 bd · 3 ba · 3,291 sqft · $94/sqft · 127 DOM
Sold · Dec ’25$580,000
3859 Enchanted Oaks LN, Sebring FL 33875
3 bd · 3.5 ba · 3,411 sqft · $170/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 5071 MOSS HAMMOCK TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5071 MOSS HAMMOCK TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5071 MOSS HAMMOCK TRAIL FAQs
What would the monthly payment be for 5071 MOSS HAMMOCK TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,942/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5071 MOSS HAMMOCK TRAIL?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5071 MOSS HAMMOCK TRAIL?+
The most recent tax bill on record (2025) was $5,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5071 MOSS HAMMOCK TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $515,000, this home is listed about 84% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 5071 MOSS HAMMOCK TRAIL?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$515,000 runs 1960% above the SEBRING 33872 median — but at 2,885 sqft it's also nearly twice the size of the typical Sebring listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Sebring market that averages 60 — if it fits, move quickly.
04Strong assigned schools
Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Luis Clemente. MLS #L4963786.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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