816 S INGRAHAM AVENUE, LAKELAND, FL, 33801
Active57 days on marketListed Aug 22, 2026MLS #L4964156
About this home
816 S INGRAHAM AVENUE
Located in the South Lake Morton Historic District, this delightful 1924 craftsman bungalow blends historic character with thoughtful modern updates. Ideally situated just moments from Lake Hollingsworth and Lake Morton, this 2-bedroom, 1.5-bath home captures the timeless appeal of classic Lakeland living! Inside, original architectural details highlight the home’s century-old history, including original hardwood flooring, a spacious living room with a gas fireplace, and built-in cabinetry. The updated kitchen features granite countertops, stainless steel appliances, and two dining spaces. A charming kitchen dinette includes an original built-in hutch, while the formal dining room is conveniently located just off the living room. The two bedrooms share a full bathroom with a tub/shower combination and ample storage, while a second half bath is located off the laundry room. Adjacent to the dining room, a flexible bonus space is separated by original decorative windows, creating an ideal spot for a home office, sitting room, or additional living space. Outside, the welcoming craftsman front porch offers the perfect place to enjoy quiet mornings or relaxing evenings overlooking the historic district. The fully fenced backyard provides a private outdoor retreat, while a storage shed located at the end of the driveway adds convenient space for storage. The home is equipped with natural gas, which serves the fireplace and water heater and the air conditioning system was installed in 2021. Rich in character, thoughtfully updated, and located in one of Lakeland’s most beloved historic neighborhoods, this home offers a wonderful opportunity to enjoy the charm and lifestyle of South Lake Morton!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,496
Sqft
0.21 ac
Lot size
1924
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,627 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,627/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.2%
$/sqft vs Lakeland actives
$221 vs $195
Days on market
57 vs 60 typical
Where $221/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cumberland/ Biltmore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Cumberland/ Biltmore — neighborhood snapshot
Population
264
Median age
20
Median income
$92,904
Median home value
$418,300
Avg household
2
Households w/ children
27%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
224 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 816 S INGRAHAM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$411,500
1048 LEXINGTON STREET · same community
2 bd · 2 ba · 1,125 sqft · $366/sqft · 3 DOM
Sold · Sep ’26$315,000
603 W BELMAR STREET
3 bd · 2 ba · 1,482 sqft · $213/sqft · 51 DOM
Sold · Jul ’26$285,000
203 W POINSETTIA STREET
3 bd · 2 ba · 1,515 sqft · $188/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 816 S INGRAHAM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 816 S INGRAHAM AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
816 S INGRAHAM AVENUE FAQs
What would the monthly payment be for 816 S INGRAHAM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 816 S INGRAHAM AVENUE?+
The most recent tax bill on record (2025) was $4,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $329,900, this home is priced right at the Lakeland median.
Which schools are assigned to 816 S INGRAHAM AVENUE?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PAIGE WAGNER HOMES REALTY · Paige Wagner. MLS #L4964156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 816 S INGRAHAM AVENUE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →