CENTURY 21 Edge

3852 RADFORD ROAD, BARTOW, FL, 33830

Active18 days on marketListed Aug 16, 2026MLS #L4964336

Priced 60% below the BARTOW 33830 median

About this home

3852 RADFORD ROAD

Build your vision on nearly a full acre in growing Polk County! This surveyed 0.938-acre property (per survey) offers approximately 252 feet of road frontage and 322 feet of depth, providing a spacious and flexible homesite with no HOA. Located just minutes from downtown Bartow, the property offers the opportunity to enjoy a more private setting while remaining convenient to Lakeland, Bartow, Winter Haven, and the Tampa and Orlando areas. Easy access to Highway 17 and nearby developing transportation corridors adds even more convenience. The property has access to county public water and sewer, with connection to be completed by the buyer. The level, high-and-dry lot provides plenty of possibilities for a custom home, workshop, garden, or additional outdoor space. Designated RL-1 Future Land Use with vested status, the property supports single-family detached residential use and may offer subdivision or infill development potential, subject to applicable zoning, county approval, C-2 review, and buyer verification. An existing structure is currently located on the property and may qualify for an estimated $17,300 impact fee credit upon demolition, potentially helping reduce future development costs. Buyer to independently verify eligibility, amount, and applicable requirements with the appropriate governing authority. Whether you're looking for space to build your own private retreat or exploring the property's potential for future development, this unique piece of Polk County offers plenty of possibilities.

Facts & features

The home at a glance

0.93 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$542/yr

Utilities & systems

UtilitiesElectrical Nearby · Sewer Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$965 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2025 actual bill$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$965/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bartow

Drive times from this address

Walt Disney World51 min
Downtown Tampa56 min
Universal Orlando61 min
Downtown Orlando67 min
Tampa Int’l Airport (TPA)67 min
Orlando Int’l Airport (MCO)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

ElementarySpessard L Holland Elementary★★★★
HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$303K$327K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% below the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Aug 16, 2026Listed at $120,000 · 18 days on market since

Reality check

What actually sold near 3852 RADFORD ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4620 SAN HEATH ROADSold · Apr ’26

$68,000

4620 SAN HEATH ROAD

2 bd · 1 ba · 672 sqft · $101/sqft · 7 DOM

2865 BARTON PLACESold · Apr ’26

$243,000

2865 BARTON PLACE

3 bd · 1 ba · 986 sqft · $246/sqft · 12 DOM

2914 DUDLEY DRIVESold · Apr ’26

$229,900

2914 DUDLEY DRIVE

3 bd · 1.5 ba · 998 sqft · $230/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 3852 RADFORD ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3852 RADFORD ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3852 RADFORD ROAD FAQs

What would the monthly payment be for 3852 RADFORD ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3852 RADFORD ROAD?+

The most recent tax bill on record (2025) was $542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bartow?+

At $120,000, this home is listed about 63% below the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3852 RADFORD ROAD?+

Spessard L Holland Elementary (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HELLO FLORIDA REAL ESTATE LLC · Alysia Cortes. MLS #L4964336.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3852 RADFORD ROAD, BARTOW, FL — $120,000 | CENTURY 21 Edge