
3852 RADFORD ROAD, BARTOW, FL, 33830
Active18 days on marketListed Aug 16, 2026MLS #L4964336
About this home
3852 RADFORD ROAD
Build your vision on nearly a full acre in growing Polk County! This surveyed 0.938-acre property (per survey) offers approximately 252 feet of road frontage and 322 feet of depth, providing a spacious and flexible homesite with no HOA. Located just minutes from downtown Bartow, the property offers the opportunity to enjoy a more private setting while remaining convenient to Lakeland, Bartow, Winter Haven, and the Tampa and Orlando areas. Easy access to Highway 17 and nearby developing transportation corridors adds even more convenience. The property has access to county public water and sewer, with connection to be completed by the buyer. The level, high-and-dry lot provides plenty of possibilities for a custom home, workshop, garden, or additional outdoor space. Designated RL-1 Future Land Use with vested status, the property supports single-family detached residential use and may offer subdivision or infill development potential, subject to applicable zoning, county approval, C-2 review, and buyer verification. An existing structure is currently located on the property and may qualify for an estimated $17,300 impact fee credit upon demolition, potentially helping reduce future development costs. Buyer to independently verify eligibility, amount, and applicable requirements with the appropriate governing authority. Whether you're looking for space to build your own private retreat or exploring the property's potential for future development, this unique piece of Polk County offers plenty of possibilities.
Facts & features
The home at a glance
0.93 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$965 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$965/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$303K → $327K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 3852 RADFORD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$68,000
4620 SAN HEATH ROAD
2 bd · 1 ba · 672 sqft · $101/sqft · 7 DOM
Sold · Apr ’26$243,000
2865 BARTON PLACE
3 bd · 1 ba · 986 sqft · $246/sqft · 12 DOM
Sold · Apr ’26$229,900
2914 DUDLEY DRIVE
3 bd · 1.5 ba · 998 sqft · $230/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 3852 RADFORD ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3852 RADFORD ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3852 RADFORD ROAD FAQs
What would the monthly payment be for 3852 RADFORD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3852 RADFORD ROAD?+
The most recent tax bill on record (2025) was $542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bartow?+
At $120,000, this home is listed about 63% below the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3852 RADFORD ROAD?+
Spessard L Holland Elementary (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HELLO FLORIDA REAL ESTATE LLC · Alysia Cortes. MLS #L4964336.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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