328 MOTORCOACH DRIVE S, POLK CITY, FL, 33868
Active45 days on marketListed Aug 27, 2026MLS #L4964341
About this home
328 MOTORCOACH DRIVE S
Discover the Florida RV lifestyle in the highly sought-after gated community of Mt. Olive Shores North! This spacious 2-bedroom, 2-bath home with approximately 1,660 sq. ft. of living space offers a wonderful opportunity to make a home your own in one of Central Florida’s premier RV communities. The home features an open-concept living and kitchen area with plenty of space for relaxing, entertaining, and gathering with family and friends. While the home offers a solid and comfortable layout, it is ready for some updating—providing the perfect opportunity for a new owner to add their personal style and create a fresh, updated Florida retreat. A standout feature is the impressive 27' x 11.5' air-conditioned Florida room, providing additional year-round living and entertaining space. With direct access from the primary bedroom, this versatile area is perfect for morning coffee, an additional sitting room, entertaining friends, or simply enjoying the Florida lifestyle. Bring your motorhome and keep it right at home! The 55' x 13.5' RV port offers convenient covered parking alongside the residence, eliminating the hassle and expense of off-site RV storage. And there’s an added bonus—a golf cart is included, making it easy and fun to cruise around the neighborhood, visit friends, and enjoy everything throughout the community. Located in beautiful Mt. Olive Shores North, residents enjoy a gated, active RV lifestyle community with numerous amenities, social activities, and opportunities to meet neighbors, stay active, or simply relax and enjoy the Florida sunshine. Whether you're looking for a full-time Florida residence or a seasonal getaway, this home offers great space, RV convenience, and plenty of potential. Your Florida RV lifestyle is waiting—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,660
Sqft
0.16 ac
Lot size
2004
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,876 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,876/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.1%
$/sqft vs Polk City actives
$226 vs $270
Days on market
45 vs 107 typical
Where $226/sqft sits among the 94 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
46 of 94
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 665% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 328 MOTORCOACH DRIVE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$532,000
322 TRAVELERS DRIVE · same community
2 bd · 2 ba · 1,401 sqft · $380/sqft · 63 DOM
Sold · Dec ’25$299,000
333 MOTORCOACH DRIVE S · same community
2 bd · 2 ba · 1,293 sqft · $231/sqft · 5 DOM
Sold · Mar ’26$445,000
341 MOTORCOACH DRIVE S · same community
3 bd · 2 ba · 2,110 sqft · $211/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 328 MOTORCOACH DRIVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 328 MOTORCOACH DRIVE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
328 MOTORCOACH DRIVE S FAQs
What would the monthly payment be for 328 MOTORCOACH DRIVE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,876/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 328 MOTORCOACH DRIVE S?+
The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 328 MOTORCOACH DRIVE S?+
The most recent tax bill on record (2025) was $2,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 328 MOTORCOACH DRIVE S?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $375,000, this home is listed about 4% below the Polk City median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 328 MOTORCOACH DRIVE S?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Patricia Toogood. MLS #L4964341.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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