194 LAYNEWADE ROAD, POLK CITY, FL, 33868
Active2 days on marketListed Sep 1, 2026MLS #L4964345
About this home
194 LAYNEWADE ROAD
Welcome home to the ultimate setup for motorcoach enthusiasts! Nestled in a vibrant 55+ gated RV community packed with social activities and events, this beautifully refreshed 2-bedroom, 2-bathroom plus office/flex room residence offers 1,514 sq. ft. of low-maintenance, turn-key living paired with exceptional vehicle and storage solutions. The highlight of the exterior is an expansive covered RV port measuring approximately 16' x 55', alongside a single-car garage and an extra-large storage room for all your tools, gear, and hobbies. Major systems offer complete peace of mind, featuring a 3-year-old roof and a brand-new A/C system installed in 2023. Inside, the home has been freshly painted and boasts durable ceramic tile flooring throughout—no carpet anywhere! The heart of the home features a well-appointed kitchen with sleek granite countertops and an included washer and dryer. The spacious primary suite serves as a relaxing retreat with a large, tiled walk-in shower. Step outside to your massive 9' x 27' screened lanai, perfect for morning coffee or entertaining friends after community events. Additional features include a built-in security system for total peace of mind. Whether you are looking for an active full-time lifestyle or the ideal home base between travels, this move-in-ready property has it all!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,514
Sqft
0.21 ac
Lot size
1
Garage
2007
Year built
One
Levels
$393
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,400 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,400/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+79.9%
$/sqft vs MT OLIVE SHORES NORTH ADD 04
$393 vs $334
Days on market
2 vs 57 typical
Where $393/sqft sits among the 13 homes for sale in MT OLIVE SHORES NORTH ADD 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
2 of 13
MT OLIVE SHORES NORTH ADD 04 have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1114% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 194 LAYNEWADE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$560,000
234 LAYNEWADE ROAD · same community
2 bd · 2 ba · 1,586 sqft · $353/sqft · 125 DOM
Sold · Feb ’26$575,000
994 CROSSROADS DRIVE · same community
3 bd · 2 ba · 1,603 sqft · $359/sqft · 0 DOM
Sold · Nov ’25$465,000
610 GORDON ROAD · same community
2 bd · 2 ba · 1,344 sqft · $346/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 194 LAYNEWADE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 194 LAYNEWADE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
194 LAYNEWADE ROAD FAQs
What would the monthly payment be for 194 LAYNEWADE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,400/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 194 LAYNEWADE ROAD?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 194 LAYNEWADE ROAD?+
The most recent tax bill on record (2025) was $7,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 194 LAYNEWADE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $595,000, this home is listed about 49% above the Polk City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 194 LAYNEWADE ROAD?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Christine Stull. MLS #L4964345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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