CENTURY 21 Edge
$459,000$479,0002 bd2 ba1,623 sqft$283 /sqft≈$3,456 /mo all-in ↓

1230 MOTORCOACH DRIVE, POLK CITY, FL, 33868

Active59 days on marketListed Aug 20, 2026MLS #L4964430

✦ Reduced $20KWaterfrontSingle Family ResidenceMOUNT OLIVE SHORES NORTH

About this home

1230 MOTORCOACH DRIVE

Virtually Staged. Welcome to 1230 Motorcoach Drive, where Florida living meets the ultimate RV lifestyle in gated Mt. Olive Shores North! This thoughtfully designed home offers bright, comfortable living spaces, exceptional RV accommodations, abundant storage, and access to an impressive collection of resort-style community amenities. Here the RV life is welcome, but not required! This RV port fits up to a 45 foot rig. Inside, the home features a spacious open layout with high ceilings, 8 foot doors throughout, abundant natural light, and an easy flow between the kitchen and main living areas. The kitchen offers white cabinetry, generous counter space, a breakfast bar, tile flooring, and plenty of storage while remaining open to the living area for everyday living and entertaining. The spacious living room provides plenty of room to gather and opens toward an additional enclosed Florida room surrounded by windows, creating a light-filled space to enjoy the Florida sunshine and peaceful surroundings year-round. The primary suite offers a comfortable retreat with an ensuite bath featuring a large vanity and walk-in tiled shower with glass-block detail. An additional bedroom and full bath provide flexibility for overnight guests, an office, or extended stays. Indoor laundry and additional cabinetry provide practical everyday storage. Designed with the RV enthusiast in mind, the property features a dedicated RV port, allowing you to keep your motorcoach right at home. Behind the RV port is an additional storage room, plus a semi-finished attic space above the storage area, offering even more possibilities for organized storage, hobbies, or other flexible use. The back yard is not forgotten with a spacious pavered patio, designed for enjoying the nature views overlooking a tranquil pond. Outside your front door, enjoy the amenities of an established gated community. Residents have access to two private clubhouses, community pools, fitness center, tennis courts, golf-cart-friendly streets, association-owned recreation facilities, community boat ramp, dock, fishing, lake and waterfront access. Association fees also include exterior and grounds maintenance, private roads, and security. If you're looking for organized events the association hosts regular events for residents to gather and develop social relationships throughout the year. The location makes this an ideal Central Florida home base. Outdoor enthusiasts will appreciate convenient access to the Van Fleet Trail - Polk City Trailhead, convenient access to I-4 and the greater Central Florida corridor, making trips toward Lakeland, Tampa, Orlando, area attractions, shopping, dining, airports, and entertainment easily accessible. Whether you're searching for a seasonal Florida retreat or a full-time residence built around the RV lifestyle, 1230 Motorcoach Drive combines comfortable living, RV accommodations, storage, waterfront recreation, and resort-style amenities in one unique Central Florida property.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,623

Sqft

0.18 ac

Lot size

1

Garage

2005

Year built

One

Levels

$283

Per sqft

Waterfront55+ communityPets allowed

Inside

FlooringCarpet · Concrete
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Skylight(s) · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingCovered · Driveway · Garage Door Opener · RV Carport
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · RV Hookup · Sidewalk · Storage

Community & fees

HOA fee$135/mo
Taxes (2025)$3,072/yr
PetsYes
CommunityBoat Slip · Dock · Fishing · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,456 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$256
HOA fee — from the listing$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$3,456/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$256
HOA / condo fee$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$441KedgeAI estimate $547,456 · range $514K–$602K$626K

vs edgeAI estimate

−16.2%

$/sqft vs Polk City actives

$283 vs $270

Days on market

59 vs 91 typical

Where $283/sqft sits among the 100 Polk City actives

36
25 · this home
16
11
4
8
$142–213$213–284$284–355$355–426$426–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Polk City

Drive times from this address

Walt Disney World≈ 32 min
Universal Orlando≈ 42 min
Downtown Tampa≈ 47 min
Downtown Orlando≈ 48 min
Orlando Int’l Airport (MCO)≈ 53 min
Tampa Int’l Airport (TPA)≈ 58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★★
HighAuburndale Senior High School★★★★★
ElementaryLena Vista Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketBalanced — 6.3 months of inventoryBuyer’s market

$280K → $300K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

45 of 100

Polk City actives have cut their price

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 837% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

CurrentPrice reduced to $459,000 ▼ $20K
Aug 20, 2026Listed at $479,000 · 59 days on market since
2005Built · MOUNT OLIVE SHORES NORTH

Reality check

What actually sold near 1230 MOTORCOACH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1153 MOTORCOACH DRIVESold · Dec ’25

$395,000

1153 MOTORCOACH DRIVE · same community

2 bd · 2 ba · 1,384 sqft · $285/sqft · 14 DOM

1121 MOTORCOACH DRIVESold · May ’26

$295,000

1121 MOTORCOACH DRIVE · same community

1 bd · 1 ba · 1,211 sqft · $244/sqft · 108 DOM

5254 MOUNT OLIVE ROADSold · May ’26

$210,000

5254 MOUNT OLIVE ROAD

3 bd · 2 ba · 1,620 sqft · $130/sqft · 154 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 1230 MOTORCOACH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1230 MOTORCOACH DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1230 MOTORCOACH DRIVE FAQs

What would the monthly payment be for 1230 MOTORCOACH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,456/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1230 MOTORCOACH DRIVE?+

The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1230 MOTORCOACH DRIVE?+

The most recent tax bill on record (2025) was $3,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1230 MOTORCOACH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Polk City?+

At $459,000, this home is listed about 15% above the Polk City median of $397,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1230 MOTORCOACH DRIVE?+

Lake Alfred Polytech Academy (middle), Auburndale Senior High School (high), Lena Vista Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$459,000 runs 837% above the POLK CITY 33868 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $479,000, now $459,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Lindsey Thibodeau. MLS #L4964430.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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