1804 MASTERS LANE, LAKELAND, FL, 33810
Active13 days on marketListed Aug 21, 2026MLS #L4964433
About this home
1804 MASTERS LANE
This GATED 55+ community offers the perfect blend of comfort, recreation, and Florida living. Situated on a desirable corner lot, this spacious 3 or 4 bedroom, 2-bath home with a 2-car garage offers 2,065 square feet of comfortable living space and a thoughtful floor plan with bedrooms positioned on separate corners of the home for added privacy. RECENT UPDATES provide peace of mind, including a newer A/C system 2018 and a 2021 ROOF. The large kitchen is a chef's delight, featuring abundant cabinetry and plenty of counter space. A spacious 17'x12' BONUS ROOM offers endless possibilities as an additional bedroom, craft room, office, or whatever suits your lifestyle. The front bedroom is conveniently located near the entry, while the 3rd bedroom is situated just off the laundry room. The spacious primary suite is filled with natural light and features a private ensuite bath with a large walk-in closet, dual-sink vanity, and walk-in shower. The garage includes a storage room that could easily be converted into a closet for the third bedroom. Two overhead garage doors are equipped with new MyQ Bluetooth garage door openers, and a screened garage door allows you to enjoy the cooler Florida months. The furniture stays or donate what you don't need. GOLF LOVERS will appreciate having Highland Fairways' 18-hole executive golf course practically at your doorstep. Just hop in your golf cart and head to the first tee! LIFE IN HIGHLAND FAIRWAYS is about much more than golf. The clubhouse is the social hub of this active community, with resort-style amenities including a heated swimming pool, shuffleboard, bocce ball, tennis, pickleball, horseshoes, fitness facilities, library, dances, clubs, special events, group travel and activities for every interest. Even better, the low monthly HOA fee of $239.50 includes LAWN CARE, INTERNET, CABLE TV, and COMMUNITY AMENITIES! Perfectly located in Lakeland, Florida, between Tampa and Orlando, you'll enjoy easy access to I-4 and convenient proximity to Disney, Universal Studios, Busch Gardens, Hard Rock Casino, beautiful Gulf and Atlantic beaches, and multiple airports. Don't miss this opportunity to enjoy the Florida lifestyle you've been dreaming about! Schedule your private showing today and discover why so many residents love calling Highland Fairways home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,065
Sqft
0.14 ac
Lot size
2
Garage
1990
Year built
One
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,574/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs Lakeland actives
$140 vs $193
Days on market
13 vs 43 typical
Where $140/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33810 — neighborhood snapshot
Population
52,734
Median age
42.2
Median income
$69,738
Median home value
$245,300
Avg household
2.71
Households w/ children
5,718
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $323K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
229 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1804 MASTERS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$220,000
1818 PRAIRIE DUNES CIRCLE N · same community
2 bd · 2 ba · 1,719 sqft · $128/sqft · 72 DOM
Sold · Dec ’25$100,000
1805 MASTERS LANE · same community
2 bd · 2 ba · 1,657 sqft · $60/sqft · 0 DOM
Sold · Mar ’26$234,000
3203 PRAIRIE DUNES CIRCLE E · same community
2 bd · 2 ba · 1,608 sqft · $146/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1804 MASTERS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1804 MASTERS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1804 MASTERS LANE FAQs
What would the monthly payment be for 1804 MASTERS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,574/mo — principal and interest, the actual property-tax bill, the $240/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1804 MASTERS LANE?+
The association fee works out to $240 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1804 MASTERS LANE?+
The most recent tax bill on record (2025) was $4,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1804 MASTERS LANE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $289,900, this home is listed about 13% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1804 MASTERS LANE?+
Sleepy Hill Middle School (middle), Sleepy Hill Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Carolyn Christian, LLC. MLS #L4964433.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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