CENTURY 21 Edge
$759,900$779,0004 bd3.5 ba3,048 sqft$249 /sqft≈$5,083 /mo all-in ↓

2406 LAKE ELLA ROAD, FRUITLAND PARK, FL, 34731

Active46 days on marketListed Sep 4, 2026MLS #L4964474

✦ Reduced $19KWaterfrontPrivate poolSingle Family ResidenceACREAGE & UNREC

About this home

2406 LAKE ELLA ROAD

Home is where the heart is and this beauty should definitely check off all the boxes! With over 6 acres of beauty, a large salt water in ground swimming pool, and a peaceful lake right out back (stocked with bass and bluegill) what more can you ask for? Drive through the solar gated private entrance and down the long driveway to your own FARMHOUSE. The home consists of 4 bedrooms with the primary bedroom downstairs and the other 3 LARGE bedrooms upstairs including one with an en-suite. There are 3.5 bathrooms with the half bath downstairs as well as the primary bathroom. The primary bedroom offers a BONUS ROOM attached (currently used a fishing room) that would make a great nursery, office, or ANOTHER walk-in closet. There is also a mini split in the primary bedroom and bathroom to make it as cold as you'd like! The primary bathroom has 2 sinks, quartz countertops, a realxing soaking tub, a private water closet, a HUGE DOUBLE SHOWER that has 2 shower heads, 2 sets of body sprayers, 2 handheld sprayers, and a rainfall shower head in the middle. When you walk in the front door you'll notice the spacious entry way with a beautiful brick accent wall. The living room is large and includes a wood burning fireplace, around the corner is the dining room and kitchen. The kichen is equipped with stainless steel appliances including a SAMSUNG Fridge with tv/music, a double oven range, granite countertops, a COPPER SINK, and a large window with beautiful views of your pasture and lake. Just beyond the kitchen is a bonus eat-in area, with an additonal wood burning fireplace, bookshelf, and a newly installed slidding glass door that leads out to the back yard. The laundry room is also through this room, along with the 1/2 bath. Upstairs you'll find the guest bathroom w/double sinks, quartz counterops and a walk in shower. The 3 bedrooms upstairs are HUGE and the biggest one currently being used as a gym also has its own mini split as well. All of the flooring upstairs was recently replaced with luxury vinyl. Once outside you'll be ready to entertain all your family and friends. The pool house includes a TV, pre wired for surround sound, a electric fireplace that has a heat function, darts, a ring toss game, and a swing. There is also a garden section with multiple garden beds ready for you to start growing all your own foods, a storage shed, and a large pasture. Sellers have done additonal upgrades including uping the amerage on the electrial panel to 200 amps, replacing light fixtures, installing a WHOLE HOUSE WATER FILTRATION SYSTEM, WATER SOFTNER, and REPLACING both DRAINFIELDS in 2024. Utilites from the road are underground and there is a little dirtbike/quad track in the front yard woods. The home is conveniently located mins from The Villages and the Lake Harris Chain of Lakes known for its trophy bass and fishing tournments.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,048

Sqft

6.19 ac

Lot size

2

Garage

1970

Year built

Two

Levels

$249

Per sqft

Private poolWaterfrontFireplaceGarden & Pool & Trees/Woods & Water viewNegotiable

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Water Filtration System · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Other · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Wall Units / Window Unit
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBrick · Stucco · Vinyl Siding
FoundationSlab
ViewGarden · Pool · Trees/Woods · Water
FacesSouth
ExteriorDog Run · Fire Pit · Garden · Lighting · Outdoor Grill · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2026)$6,454/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,083 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,100
PMI (est., until 20% equity)$285
Property tax — 2026 actual bill$538
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,990
Interest rate6.00%
Loan term

Estimated payment

$5,083/mo

Principal & interest$4,100
PMI (est., until 20% equity)$285
Property taxes (actual bill)$538
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $760K
$730KedgeAI estimate $993,947 · range $895K–$1.1M$1.1M

vs edgeAI estimate

−23.5%

$/sqft vs ACREAGE & UNREC

$249 vs $412

Days on market

46 vs 70 typical

Where $249/sqft sits among the 91 homes for sale in ACREAGE & UNREC

50 · this home
23
4
4
4
6
$132–437$437–743$743–1048$1048–1353$1353–1659$1659+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fruitland Park

Drive times from this address

Downtown Orlando≈ 60 min
Universal Orlando≈ 63 min
Walt Disney World≈ 71 min
Orlando Int’l Airport (MCO)≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fruitland Park. See the full Fruitland Park guide →

FRUITLAND PARK 34731 — neighborhood snapshot

Population

12,239

Median age

48.7

Median income

$63,329

Median home value

$185,900

Avg household

2.4

Households w/ children

978

For the school run

Lake County School District

ElementaryFruitland Park Elementary School★★★★★
MiddleCarver Middle School★★★★★
HighLeesburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fruitland Park market

Seller’s marketBalanced — 6.6 months of inventoryBuyer’s market

$345K → $284K

Fruitland Park median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

37 of 91

ACREAGE & UNREC have cut their price

Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 179% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $759,900 ▼ $19K
Sep 4, 2026Listed at $779,000 · 46 days on market since
1970Built · ACREAGE & UNREC

Reality check

What actually sold near 2406 LAKE ELLA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6362 OAK SHORE DRIVESold · Feb ’26

$1,300,000

6362 OAK SHORE DRIVE · same community

4 bd · 3.5 ba · 2,928 sqft · $444/sqft · 0 DOM

16647 E SHIRLEY SHORES ROADSold · Feb ’26

$902,500

16647 E SHIRLEY SHORES ROAD · same community

4 bd · 3 ba · 2,726 sqft · $331/sqft · 143 DOM

6925 WAUCHULA ROADSold · Jul ’26

$785,000

6925 WAUCHULA ROAD · same community

3 bd · 2.5 ba · 2,390 sqft · $328/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 2406 LAKE ELLA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2406 LAKE ELLA ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2406 LAKE ELLA ROAD FAQs

What would the monthly payment be for 2406 LAKE ELLA ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,083/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2406 LAKE ELLA ROAD?+

The most recent tax bill on record (2026) was $6,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fruitland Park?+

At $759,900, this home is listed about 162% above the Fruitland Park median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2406 LAKE ELLA ROAD?+

Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$759,900 runs 179% above the FRUITLAND PARK 34731 median — but at 3,048 sqft it's also nearly twice the size of the typical Fruitland Park listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $779,000, now $759,900 — a $19K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY · Mindy Russo. MLS #L4964474.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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