CENTURY 21 Edge
$419,0005 bd2 ba2,872 sqft$146 /sqft$2,863 /mo all-in ↓

1127 PINECREST DRIVE, BARTOW, FL, 33830

Active2 days on marketListed Sep 1, 2026MLS #L4964580

Single Family ResidenceRICHLAND MANOR UNIT NO 9

About this home

1127 PINECREST DRIVE

Welcome home to this spacious 5 bedroom, 2 bath home situated on approximately 1/3 of an acre on a quiet cul de sac street with NO HOA, a fenced backyard, and NO REAR NEIGHBORS! With five bedrooms, multiple living spaces, and plenty of indoor and outdoor room, this home offers the flexibility today's buyers are looking for. Inside, the split bedroom floor plan provides added privacy while generous living spaces make the home ideal for both everyday living and entertaining. The spacious kitchen features granite countertops, stainless steel appliances, abundant cabinetry, and plenty of workspace, with a separate dining area nearby for family meals and gatherings. In addition to the main living area, a large family room at the rear of the home provides even more space to relax and entertain. French doors open directly to the covered and screened patio, creating a seamless transition to the backyard and a comfortable spot for enjoying Florida living year-round. The private primary suite is a true retreat with a spacious bedroom and an impressive en suite bath featuring dual vanities, a large soaking tub, separate walk in shower, TWO walk in closets, and a dedicated makeup vanity with additional cabinetry and storage. Four additional generously sized bedrooms provide plenty of options for family, guests, home offices, a playroom, workout space, or hobbies. Step outside to the fenced backyard with no rear neighbors, offering additional privacy and plenty of room to enjoy the approximately 1/3 acre property. And with NO HOA, you'll have even more freedom to make the property your own. If you've been searching for a home with five bedrooms, multiple living areas, a large lot, outdoor living space, privacy, and no HOA, this one checks the boxes. Don't miss the opportunity to see everything this home has to offer! Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

2

Bathrooms

2,872

Sqft

0.29 ac

Lot size

1998

Year built

One

Levels

$146

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingNone
ExteriorFrench Doors · Lighting · Rain Gutters

Community & fees

Taxes (2025)$618/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,863 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property tax — 2025 actual bill$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,665
Interest rate6.00%
Loan term

Estimated payment

$2,863/mo

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property taxes (actual bill)$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $419K
$322KedgeAI estimate $407,379 · range $336K$475K$494K

vs edgeAI estimate

+2.9%

$/sqft vs Bartow actives

$146 vs $181

Days on market

2 vs 36 typical

Where $146/sqft sits among the 142 Bartow actives

18
22 · this home
33
32
22
15
$113–136$136–159$159–182$182–205$205–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Drive times from this address

Downtown Tampa51 min
Walt Disney World57 min
Tampa Int’l Airport (TPA)62 min
Universal Orlando67 min
Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

ElementarySpessard L Holland Elementary★★★★
HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$303K$327K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

71 of 142

Bartow actives have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $419,000 · 2 days on market since
1998Built · RICHLAND MANOR UNIT NO 9

Reality check

What actually sold near 1127 PINECREST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

495 E PEARL STREETSold · Apr ’26

$444,900

495 E PEARL STREET

4 bd · 4 ba · 2,894 sqft · $154/sqft · 100 DOM

825 SQUARE LAKE DRIVESold · Dec ’25

$550,000

825 SQUARE LAKE DRIVE

4 bd · 3.5 ba · 2,716 sqft · $203/sqft · 138 DOM

1510 ROSA COURTSold · Nov ’25

$475,000

1510 ROSA COURT

4 bd · 2 ba · 2,633 sqft · $180/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1127 PINECREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1127 PINECREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1127 PINECREST DRIVE FAQs

What would the monthly payment be for 1127 PINECREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,863/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1127 PINECREST DRIVE?+

The most recent tax bill on record (2025) was $618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bartow?+

At $419,000, this home is listed about 29% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1127 PINECREST DRIVE?+

Spessard L Holland Elementary (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY · Casandra Vann. MLS #L4964580.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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