309 3RD STREET, HOMELAND, FL, 33847
Active33 days on marketListed Sep 15, 2026MLS #L4964617
About this home
309 3RD STREET
Tucked away in the peaceful Homeland area of Bartow, this charming 3-bedroom, 1-bath home offers a relaxed country setting surrounded by open pastureland and the peaceful feel of rural living. Inside, you’ll find a comfortable living room, a good-sized kitchen and dining area with a convenient pass-through window, and an enclosed front porch offering additional flexible space. Recent updates include a METAL ROOF, updated plumbing, updated electrical panel, and wood-look tile flooring throughout the main living areas. The enclosed rear porch has a Florida room-style feel, with space for a TV, table and chairs, plus the laundry area. It connects directly to the large rear carport for added convenience. The 0.21-acre property also includes a detached storage shed and plenty of room to enjoy the quiet surroundings. A charming opportunity to enjoy a slower pace of living in a peaceful country setting.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,092
Sqft
0.21 ac
Lot size
1954
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,685 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,685/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.4%
Days on market
33 vs 21 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homeland. See the full Homeland guide →
HOMELAND 33847 — neighborhood snapshot
Population
434
Median age
35.7
Median income
$61,500
Avg household
2.68
Households w/ children
39%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homeland market
$345K → $170K
Homeland median sold, yr/yr
Median sold price, Homeland, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 309 3RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$170,000
389 MIMOSA AVENUE · same community
3 bd · 2 ba · 1,347 sqft · $126/sqft · 1 DOM
Sold · Feb ’26$825,000
5704 OLD HOMELAND ROAD
3 bd · 2 ba · 1,400 sqft · $589/sqft · 69 DOM
Sold · Dec ’25$450,000
5720 OLD HOMELAND ROAD
3 bd · 2 ba · 1,508 sqft · $298/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 309 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 309 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
309 3RD STREET FAQs
What would the monthly payment be for 309 3RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,685/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 309 3RD STREET?+
The most recent tax bill on record (2025) was $1,967. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homeland?+
At $215,000, this home is priced right at the Homeland median.
Which schools are assigned to 309 3RD STREET?+
Bartow Middle School (middle), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS REALTY · Casandra Vann. MLS #L4964617.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Homeland homes, in your inbox
Like 309 3RD STREET but not quite? A daily digest of every new listing in Homeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →