544 NARROW POND ROAD, POLK CITY, FL, 33868
Active40 days on marketListed Sep 1, 2026MLS #L4964753
About this home
544 NARROW POND ROAD
Virtually Staged. Bring the RV and start enjoying the Florida lifestyle! This charming 480 sq. ft. Florida Casita offers a wonderful spot to relax, recharge, and enjoy the view. Step outside to the patio overlooking the pond—the perfect place for morning coffee, an afternoon break, or winding down at the end of the day. The 132' x 80' lot also features an RV pad with full hookups, giving you a convenient home base between adventures. And there's plenty happening beyond your front door! Enjoy an active community with two clubhouses, two pools, friendly neighbors, and activities every day. If your ideal Florida lifestyle includes sunshine, RVing, community, and a peaceful pond view, this one deserves a look.
Facts & features
The home at a glance
0
Bedrooms
1
Bathrooms
480
Sqft
0.21 ac
Lot size
2015
Year built
One
Levels
$519
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs MT OLIVE SHORES NORTH
$519 vs $280
Days on market
40 vs 104 typical
Where $519/sqft sits among the 7 homes for sale in MT OLIVE SHORES NORTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
2 of 7
MT OLIVE SHORES NORTH have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 408% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 544 NARROW POND ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$191,000
544 NARROW POND ROAD · same community
0 bd · 1 ba · 480 sqft · $398/sqft · 195 DOM
Sold · Feb ’26$250,000
336 MOTORCOACH DRIVE S · same community
1 bd · 1 ba · 480 sqft · $521/sqft · 670 DOM
Sold · Aug ’26$295,000
316 MOTORCOACH DRIVE S · same community
0 bd · 1 ba · 578 sqft · $510/sqft · 301 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 544 NARROW POND ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 544 NARROW POND ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
544 NARROW POND ROAD FAQs
What would the monthly payment be for 544 NARROW POND ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,173/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 544 NARROW POND ROAD?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 544 NARROW POND ROAD?+
The most recent tax bill on record (2025) was $3,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 544 NARROW POND ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $249,000, this home is listed about 35% below the Polk City median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 544 NARROW POND ROAD?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Douglass Dillard. MLS #L4964753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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